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Most government money and programs are available for people of ALL income levels!
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283 Loan Programs Found:
Showing Results 1 - 50
Page:   1  2   3 ...   6
Financing for Small Businesses and Non-Profits
Self-Help
Loan - Business / Entrepreneurship, Non-Profit

Source: SBA Green Programs API
Loans for small companies and nonprofits whose financing needs are not met by traditional lenders.
self-help.org/business-and-nonprofit-loans
Small Business Loans
ACCION USA
Loan - Business / Entrepreneurship, Minorities, Women

Source: SBA Green Programs API
Offers flexible loans (up to $50,000) to small business owners who have limited or no access to traditional business credit, including women and minorities.
accionusa.org/
Building Bright Futures Fund
Vermont Community Loan Fund
Loan - Business / Entrepreneurship
Vermont
Source: SBA Green Programs API
The Fund is a grant resource that when blended with other financing sources enables programs to start, relocate, expand, or improve their physical facility and accessibility.
investinvermont.org/grant-programs/building-bright-futures
Agribusiness Enterprise Loan Program
Mississippi Development Authority
Loan - Business / Entrepreneurship, Agriculture
Mississippi
Source: SBA Green Programs API
Provides interest-free loans to qualified agribusiness borrowers engaged in the production, manufacturing, and processing of agribusiness related goods and service.
mississippi.org/index.php?id=274
Agritourism Program
Vermont Community Loan Fund
Loan - Business / Entrepreneurship
Vermont
Source: SBA Green Programs API
This program focuses on supporting new or existing agricultural enterprises by providing low cost capital for agritourism related projects that help them enhance and diversify their revenue streams. This revolving loan fund allows access to financing of up to $50,000 at low interest rates.
investinvermont.org/small-business/agritourism
Alternative Loan Fund
Missouri Dept of Agriculture
Loan - Business / Entrepreneurship, Agriculture
Missouri
Source: SBA Green Programs API
The Missouri Department of Agriculture offers direct loans through the Agriculture Development Fund to finance the production, processing and marketing needs of an alternative agricultural enterprise.
mda.mo.gov/abd/financial/altloans.php
Business Loan Programs
Northeast Economic Development, Inc
Loan - Business / Entrepreneurship
Nebraska
Source: SBA Green Programs API
Business loans aimed to assist expanding businesses in Northeast Nebraska. Funds may be used for variety of business activities including purchasing land, buildings, equipment and working capital.
nenedd.org/businessloan.html
Maryland Capital Access Program
Maryland Dept of Housing and Community Development
Loan - Business / Entrepreneurship
Maryland
Source: SBA Green Programs API
This loan program helps small businesses gain better access to private financing that is otherwise more difficult to get from traditional sources. Enrolled amounts may range from $10,000 to $1,000,000.
neighborhoodrevitalization.org/Programs/MCAP/Index.aspx
Vetbiz.gov is developed to support Veterans interested in participating in VA's Veteran-owned small business (VOSB)
Department of Veterans Affairs
Loan - Business / Entrepreneurship, Veterans

Source: SBA Green Programs API
California Capital Access Program
California State Treasurer
Loan - Business / Entrepreneurship
California
Source: SBA Green Programs API
Provides loans to California businesses that have difficulty getting funding through traditional lenders. . Loans can be used to finance the acquisition of land, construction or renovation of buildings, the purchase of equipment, other capital projects and working capital.
treasurer.ca.gov/cpcfa/calcap.asp
Child Care Financing Program
Virginia Small Business Financing Authority
Loan - Business / Entrepreneurship, Children / Youth, Health, Bills
Virginia
Source: SBA Green Programs API
Loan proceeds can be used to meet or maintain childcare standards, including health, safety or fire codes or to make quality enhancements to their child care program. Loans may also be used for certain start-up costs; however, loans for building construction, working capital or to refinance or consolidate existing debt are not eligible under this program.
vdba.virginia.gov/vsbfa_ChildCare.shtml
Agriculture Value Added Loan Program
Kansas Dept of Commerce
Loan - Business / Entrepreneurship, Agriculture
Kansas
Source: SBA Green Programs API
The Agriculture Value Added Loan Program provides financial support for the creation and expansion of producer-based alliances and value-added businesses. Dollars from the program may be used by agricultural producers and entrepreneurs for activities such as business planning, product development, marketing and product sourcing.
kansascommerce.com/index.aspx?NID=133
Augusta Economic Development Loan
City of Augusta
Loan - Business / Entrepreneurship
Georgia
Source: SBA Green Programs API
Loans are provided to for-profit businesses to finance development projects, establish new businesses and/or expansion of existing businesses. These funds may also be used to create employment opportunities and/or retain existing jobs for low and moderate-income persons.
augustaga.gov/index.aspx?NID=106
Ben Franklin Technology Partners
Pennsylvania Dept of Community & Economic Development
Loan - Business / Entrepreneurship
Pennsylvania
Source: SBA Green Programs API
Funding for research and development, technology transfer, joint research and development.
newpa.com/build-your-business/start/assistance-for-early-stage-technology-companies/ben-franklin
Direct Loan Program
Kentucky Economic Development Finance Authority
Loan - Business / Entrepreneurship, Agriculture
Kentucky
Source: SBA Green Programs API
This mortgage loan program to work in conjunction with private financing allows businesses to obtain long term financing for fixed assets such as land, building and equipment. Projects financed must be agribusiness, tourism, industrial ventures, or service industry. No retail projects are eligible.
thinkkentucky.com/kyedc/pdfs/kedfadcp.pdf
Action Fund Loan
Missouri Dept of Economic Development
Loan - Business / Entrepreneurship
Missouri
Source: SBA Green Programs API
Provides a loan to certain types of for-profit companies that need funds for start-up or expansion and have exhausted other sources. Funds may be used for the purchase of new machinery and equipment, working capital, building acquisition and/or construction land acquisition are eligible.
missouridevelopment.org/topnavpages/Research Toolbox/BCS Programs/Action Fund Loan.html
Agriculture Loan Programs
Illinois Finance Authority
Loan - Business / Entrepreneurship, Agriculture
Illinois
Source: SBA Green Programs API
Learn about a variety of loan programs available to help Illinois farmers, livestock producers and agribusiness owners start, expand or improve operations.
idfa.com/products/agriculture/programs.html
Animal Waste Treatment Loan Program
Missouri Dept of Agriculture
Loan - Business / Entrepreneurship, Agriculture
Missouri
Source: SBA Green Programs API
The purpose of the Animal Waste Treatment System Loan Program is to finance animal waste treatment systems for independent livestock and poultry producers at below conventional interest rates.
mda.mo.gov/abd/financial/awloanprg.php
Beginning Farmer Program
Colorado Agricultural Development Authority
Loan - Business / Entrepreneurship, Agriculture
Colorado
Source: SBA Green Programs API
Loan to help starting up new farms. Funds up to $450,000 may be used for purchasing agricultural property, new farm equipment; and up to $62,500 for breeding cattle and acquiring used equipment.
cadafarmloan.com/
Beginning Farmer/Rancher Program
Nebraska Investment Finance Authority
Loan - Business / Entrepreneurship, Agriculture
Nebraska
Source: SBA Green Programs API
Loan proceeds may be used for land or depreciable property used for an agricultural purpose in Nebraska
nifa.org/programs/index.html?topic=desc&ps=choose&prog_name_sent=Beginning+Farmer%2FRancher
Brownfields Redevelopment
Connecticut Development Authority
Loan - Business / Entrepreneurship, Disaster
Connecticut
Source: SBA Green Programs API
Direct, guaranteed and participating loans, as well as tax incremental financing for the remediation and redevelopment of these environmentally contaminated sites.
ctcda.com/Landing/Financing_and_Grants/
Brownfields Revitalization Fund Loan Program
Vermont Economic Development Authority
Loan - Business / Entrepreneurship, Disaster
Vermont
Source: SBA Green Programs API
Funds may be used to cleanup and redevelop Brownfields sites contaminated by, or perceived to be contaminated by, hazardous substances and/or petroleum.
veda.org/interior.php/pid/1/sid/88
Business Opportunities Fund
Pennsylvania Dept of Community & Economic Development
Loan - Business / Entrepreneurship, Women, Minorities, Native American
Pennsylvania
Source: SBA Green Programs API
Installment loans, lines of credit and technical assistance for minority business enterprises, women-owned business enterprises and small businesses.
newpa.com/find-and-apply-for-funding/funding-and-program-finder/business-opportunities-fund-bof
Capital Access Program
BDC Capital
Loan - Business / Entrepreneurship
Massachusetts
Source: SBA Green Programs API
Provides financing for borrowers who, for various reasons, might have difficulty in obtaining conventional loans. Borrowers must apply for a loan through a lending institution.
mass-business.com/site/site-massbiz/content/capital-access/
Consumer Micro-Loan Program
Hawaii Office of Hawaiian Affairs
Loan - Business / Entrepreneurship, Jobs, Disaster
Hawaii
Source: SBA Green Programs API
Provides low cost loans up to $7,500 to Native Hawaiians who are experiencing temporary financial hardship due to unforeseen events, or who wish to enhance their careers.
oha.org/index.php?option=com_content&task=view&id=438&Itemid=158#top
Direct Loan Program
Vermont Economic Development Authority
Loan - Business / Entrepreneurship
Vermont
Source: SBA Green Programs API
This program assists borrowers in financing fixed assets, including land, buildings, equipment and machinery. It is utilized in cooperation with commercial banks.
veda.org/interior.php/pid/1/sid/1
Dollar and Energy Saving Loans
Nebraska Energy Office
Loan - Business / Entrepreneurship, Housing, Green
Nebraska
Source: SBA Green Programs API
Offers loans for energy efficiency improvements for homes, businesses and energy systems.
neo.ne.gov/loan/index.html
Micro Loan Program
Louisiana Economic Development Corporation
Loan - Business / Entrepreneurship
Louisiana
Source: SBA Green Programs API
Provides loan guarantees to banks that fund loans ranging from $5,000 to $50,000 for small businesses in Louisiana.
louisianaeconomicdevelopment.com/louisiana-businesses/business-incentives/financial-assistance/micro-loan-program.aspx
Brownfields Redevelopment Fund
Business Oregon
Loan - Business / Entrepreneurship, Green, Disaster
Oregon
Source: SBA Green Programs API
Financing for businesses to evaluate, cleanup and redevelop brownfields. This program is capitalized by proceeds from the sale of state revenue bonds.
oregon4biz.com/Business-financing-resources/Oregon-Finance-Programs/Brownfields-Redevelopment-Fund/
Direct Loans and Guarantees
Connecticut Development Authority
Loan - Business / Entrepreneurship, Housing
Connecticut
Source: SBA Green Programs API
Provides loans for business that will maintain or create employment. Funds may be used for term working capital; machinery and equipment; purchase, construction, expansion, or upgrading facilities; mortgages or owner-occupied real property; Brownfields remediation and redevelopment.
ctcda.com/Financing/Loans_and_Guarantees/DIRECT_LOANS/
Small Business Participation Loan Program
Illinois Finance Authority
Loan - Business / Entrepreneurship
Illinois
Source: SBA Green Programs API
Through this program the Authority will purchase up to $500,000, or a 50% participation in the loan, whichever is less, directly from the business owner's lender. Funds must be used primarily for the purchase of land or buildings, construction or renovation of buildings, and acquisition of machinery and equipment that result in the creation and retention of jobs in the state of Illinois.
idfa.com/products/business/ind_part.html
UMLF Loan Programs
Utah Microenterprise Loan Fund (UMLF)
Loan - Business / Entrepreneurship
Utah
Source: SBA Green Programs API
Provides loans up to $25,000 to help people who cannot qualify for traditional small business loans.
umlf.com/
21st Century Research and Technology Fund
21st Century Research and Technology Fund
Loan - Business / Entrepreneurship
Indiana
Source: SBA Green Programs API
The 21 Fund provides financial support to highly innovative Indiana-based companies, thereby helping these firms make the transitional leap from general research and development to product development while also creating high-tech jobs and diversifying the state's economy.
21fund.org/
Agricultural Loan Programs
Hawaii Dept of Agriculture
Loan - Business / Entrepreneurship, Agriculture, Green
Hawaii
Source: SBA Green Programs API
Guaranteed loan programs to help start and expand agricultural businesses in Hawaii. Programs include activities such as alternative energy, emergency assistance, new farmer, qualified farmer, part-time farmer, food manufacturing and aquaculture.
hawaii.gov/hdoa/agl
Loan Guarantee Program
Alaska Industrial and Development Authority (AIDEA)
Loan - Business / Entrepreneurship
Alaska
Source: SBA Green Programs API
Provides long-term financing to Alaska businesses for new or existing projects, or for the refinancing of existing loans.
aidea.org/programloanpart.html
Delaware Green Industries Fund
Delaware Economic Development Office
Loan - Business / Entrepreneurship, Green
Delaware
Source: SBA Green Programs API
The current financing program assists Delaware small businesses with 500 or fewer employees when 100% financing cannot be obtained through a bank. Under the Green Industries Program, eligible businesses will be exempt from the requirement that 100% financing could not be obtained from a bank. Financing can be provided for fixed assets as well as working capital.
dedo.delaware.gov/business/green_industries/index.shtml#financial
Small Business Financing Programs
Oklahoma Dept of Commerce
Loan - Business / Entrepreneurship
Oklahoma
Source: SBA Green Programs API
Oklahoma businesses have access to many different types of loans - short-term and long-term, interest bearing and interest free, and those that support local communities in distress or those that support global marketing activities.
okcommerce.gov/Start-A-Business/Find-Business-Financing-And-Incentives/Other-Financing-Programs
Agribusiness Guarantee
Wisconsin Housing and Economic Development Authority
Loan - Business / Entrepreneurship, Agriculture, Housing
Wisconsin
Source: SBA Green Programs API
Helps new or existing businesses obtain financing on favorable terms to develop or expand production of products using Wisconsin's raw agricultural commodities.
wheda.com/root/BusinessPartners/SmallBusinessLenders/Dynamic.aspx?id=833
Agricultural Financing Programs
Texas Agricultural Finance Authority
Loan - Business / Entrepreneurship, Agriculture
Texas
Source: SBA Green Programs API
The Texas Department of Agriculture (TDA) administers numerous state and federal grants through various departments. From small rural communities to thriving urban areas, these funds benefit all Texans in a wide variety of areas.
agr.state.tx.us/agr/sort_render/0,1980,1848_23122_0_0,00.html?channelId=23122
Agricultural Marketing Loan Fund
Finance Authority of Maine
Loan - Business / Entrepreneurship
Maine
Source: SBA Green Programs API
Low cost financing to help farmers, food processors and aquaculture operations adopt new and innovative equipment and facilities in order to improve and enhance the manufacturing, marketability and production of Maine products.
famemaine.com/files/Pages/business/businesses/direct_loans/Agricultural_Loans.aspx
Business and Export Assistance Program
Alaska Industrial and Development Authority (AIDEA)
Loan - Business / Entrepreneurship, Export / Import
Alaska
Source: SBA Green Programs API
The program is designed to help Alaska's small businesses involved in export/import transactions make greater use of the Export-Import Bank's financing programs.
aidea.org/programsloanguarantee.html
Capital Access Program
Illinois Dept of Commerce and Economic Opportunity
Loan - Business / Entrepreneurship
Illinois
Source: SBA Green Programs API
Loan program for for-profit, Illinois businesses that employ 500 employees or less. A CAP loan is a private market transaction between the lender and the borrower with all terms, fees, conditions, rates, collateral, etc., being determined by the lending bank
commerce.state.il.us/dceo/Bureaus/Business_Development/Loan+Programs/cap.htm
Capital Access Program
Michigan Economic Development Corporation
Loan - Business / Entrepreneurship
Michigan
Source: SBA Green Programs API
Provides financing for borrowers who, for various reasons, might have difficulty in obtaining conventional loans. Borrowers must apply for a loan through a lending institution.
michiganadvantage.org/cm/files/Fact-Sheets/CAPAccess.pdf
Energy Loan Program
Oregon Dept of Energy
Loan - Business / Entrepreneurship, Green, Native American, Non-Profit
Oregon
Source: SBA Green Programs API
Low-interest loans available to individuals, businesses, governments, cooperatives, tribes and non-profits for making energy saving improvements to facilities.
egov.oregon.gov/ENERGY/LOANS/selphm.shtml
Linked Deposit Loan Subsidy
Wisconsin Housing and Economic Development Authority
Loan - Business / Entrepreneurship, Women, Minorities
Wisconsin
Source: SBA Green Programs API
Provides an interest rate subsidy on lender financing to women or minorities who start-up or expand a business.
wheda.com/root/BusinessPartners/SmallBusinessLenders/Dynamic.aspx?id=791
Biomass Energy Program
Alabama Dept of Economic and Community Affairs
Loan - Business / Entrepreneurship, Agriculture, Green
Alabama
Source: SBA Green Programs API
The Biomass Energy Program provides up to $75,000 in interest subsidy payments on loans to install approved biomass projects.
adeca.state.al.us/C16/Biomass%20Energy%20Program/default.aspx
Business Improvement Loan Fund
City of Atlanta
Loan - Business / Entrepreneurship, Green
Georgia
Source: SBA Green Programs API
This loan program encourages revitalization of targeted business districts in the city of Atlanta. Proceeds may be used for activities that include additions or improvements to commercial, industrial and mixed-use property; purchase of equipment and machinery; and energy conservation projects.
atlantada.com/entprnrSmallBus/busImproveLoanFund.jsp
Child Care Loan Fund
Montana Child Care Resource and Referral Network
Loan - Business / Entrepreneurship, Children / Youth, Health
Montana
Source: SBA Green Programs API
Offers loans to licensed centers as well as registered family and group daycare homes who may not otherwise have access to commercial loans.
montanachildcare.com/downloads/loanfund_verdana.pdf
Community Loans for Women, Minority-Owned and Non Profit Businesses
BDC Capital
Loan - Business / Entrepreneurship, Women, Minorities, Native American, Non-Profit
Massachusetts
Source: SBA Green Programs API
Financing programs for women-owned, minority-owned businesses.
mass-business.com/site/site-massbiz/content/community-loans/
Linked Deposit Programs
Oklahoma State Treasurer
Loan - Business / Entrepreneurship, Agriculture, Housing
Oklahoma
Source: SBA Green Programs API
Special, low-interest loans to eligible family farmers, small businesses and housing developers.
okcommerce.gov/Start-A-Business/Find-Business-Financing-And-Incentives/Other-Financing-Programs#6
Showing Results 1 - 50
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Did You Consider Crowdfunding?

Crowdfunding is the new method of starting projects by raising money from a large number of people, typically via the internet. You can start your new business using money directly from your future customers! Here are just a few crowdfunding platforms:
Kickstarter
https://Kickstarter.com/
Kickstarter is a funding platform for creative projects. Everything from films, games, and music to art, design, and technology. Kickstarter is full of ambitious, innovative, and imaginative projects that are brought to life through ... More...

Indiegogo
https://Indiegogo.com/
Indiegogo empowers people to activate the global community to make ideas happen. Then, we help you spread the word. Have an idea? Start a campaign. Want to make a difference in the world? Support something meaningful. It's ... More...

CentUp
https://CentUp.org/
CentUp is a start-up company that allows web-based publishers like bloggers and podcasters to collect donations for their content via a button on their website. "At CentUp, we want to make the internet a better place for ... More...

FundRazr
https://FundRazr.com/
FundRazr was launched in the summer of 2010 with an enthusiastic team led by CEO and crowdfunding pioneer, Daryl Hatton. We understand the difficulties of raising money, and we are passionate about providing an alternative funding ... More...

Kiva
http://Kiva.org/
We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 ... More...

More Crowdfunding Sources




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