Big Data Lesko! Banks' Consumer Complaints

Banks' Consumer Complaints

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1,815 Complaints Found

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Date, State, Zip, ID#	Company, Response (Timely?, Disputed?)	Product, (Sub-Product) Issue, (Sub-Issue)

10/13/15 MS 39402 1604977	American Credit Acceptance, LLC In progress (Not Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
8/31/15 MS 39213 1544622	Specialized Loan Servicing LLC Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
8/19/15 MS 39209 1525453	Transworld Systems Inc. Closed with explanation (Not Timely, Disputed)	Student loan (Non-federal student loan) Dealing with my lender or servicer
7/24/15 MS 39574 1485296	Ditech Financial LLC Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
7/22/15 MS 39110 1481807	Equifax Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
6/19/15 MS 39571 1430313	Navy FCU In progress (Timely)	Bank account or service (Cashing a check without an account) Deposits and withdrawals
6/16/15 MS 38637 1422679	Regions Closed with explanation (Not Timely, Disputed)	Bank account or service (Checking account) Problems caused by my funds being low
6/15/15 MS 39574 1420651	Amsher Collection Services, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
6/14/15 MS 39574 1420649	Equifax In progress (Timely)	Credit reporting Incorrect information on credit report (Reinserted previously deleted info)
6/12/15 MS 39576 1418620	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Public record)
6/12/15 MS 39206 1419317	Community Choice Financial, Inc. Closed with explanation (Timely)	Consumer loan (Installment loan) Managing the loan or lease
6/11/15 MS 38930 1417095	Trustmark Corporation Closed with explanation (Timely)	Bank account or service ((CD) Certificate of deposit) Account opening, closing, or management
6/10/15 MS 39232 1414704	Santander Consumer USA Closed with explanation (Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
6/9/15 MS 38672 1412541	Jacob Law Group, PLLC Closed with explanation (Timely, Disputed)	Debt collection (Medical) Taking/threatening an illegal action (Sued w/o proper notification of suit)
6/9/15 MS 39073 1413193	Ally Financial Inc. In progress (Timely)	Consumer loan (Vehicle loan) Taking out the loan or lease
6/9/15 MS 39232 1416046	ProCollect, Inc Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Attempted to collect wrong amount)
6/9/15 MS 39202 1412465	Capital One Closed with explanation (Timely)	Credit card Identity theft / Fraud / Embezzlement
6/9/15 MS 38654 1413625	Ocwen In progress (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
6/7/15 MS 38671 1409649	Kimball, Tirey & St. John LLP Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
6/5/15 MS 39429 1407781	Nationstar Mortgage In progress (Timely)	Mortgage (Reverse mortgage) Application, originator, mortgage broker
6/5/15 MS 39042 1407856	Franklin Collection Service, Inc. Closed with explanation (Timely)	Debt collection Communication tactics (Frequent or repeated calls)
6/5/15 MS 39206 1408362	Equifax In progress (Timely)	Credit reporting Incorrect information on credit report (Account status)
6/4/15 MS 39209 1405448	Navient Closed with explanation (Timely, Disputed)	Student loan (Non-federal student loan) Can't repay my loan
6/3/15 MS 39563 1405144	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Personal information)
6/2/15 MS 38801 1401411	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Account status)
6/2/15 MS 39437 1402005	Concord Resolution Inc Closed with explanation (Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
6/2/15 MS 39307 1401343	RFNA, LP Closed with explanation (Timely)	Debt collection Cont'd attempts collect debt not owed (Debt was paid)
6/2/15 MS 38637 1401652	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
6/1/15 MS 39540 1399480	PayPal Closed with non-monetary relief (Timely)	Prepaid card (General purpose card) Managing, opening, or closing account
6/1/15 MS 39204 1401080	Experian Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
6/1/15 MS 39503 1401754	Professional Debt Mediation, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Taking/threatening an illegal action (Threatened arrest/jail if do not pay)
5/30/15 MS 39047 1399083	DriveTime Closed with explanation (Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
5/29/15 MS 39216 1398956	Experian In progress (Timely)	Credit reporting Incorrect information on credit report (Account status)
5/28/15 MS 39180 1395107	Wells Fargo In progress (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
5/28/15 MS 39503 1395814	MoneyGram Closed with explanation (Timely)	Money transfers (International money transfer) Fraud or scam
5/27/15 MS 38650 1393179	Arnold Scott Harris, P.C. Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Indicated committed crime not paying)
5/27/15 MS 39443 1393676	Citibank Closed with non-monetary relief (Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Called after sent written cease of comm)
5/27/15 MS 30603 1393700	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
5/27/15 MS 39648 1394140	Regions Closed with monetary relief (Timely)	Bank account or service (Checking account) Account opening, closing, or management
5/27/15 MS 38655 1394614	Asset Management Outsourcing, Inc. Closed with explanation (Timely)	Debt collection (Medical) Disclosure verification of debt (Right to dispute notice not received)
5/26/15 MS 39110 1390828	JPMorgan Chase Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
5/26/15 MS 39401 1391729	Ocwen Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Credit decision / Underwriting
5/26/15 MS 38652 1392695	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
5/25/15 MS 39301 1390725	Experian Closed with explanation (Timely)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
5/25/15 MS 38821 1390727	Experian Closed with non-monetary relief (Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
5/24/15 MS 39540 1390364	Blackhawk Network Holdings Inc. Closed with monetary relief (Timely)	Prepaid card (General purpose card) Adding money
5/24/15 MS 39560 1390488	Regions Closed with explanation (Timely)	Bank account or service (Checking account) Problems caused by my funds being low
5/22/15 MS 39367 1389653	Delray Capital, LLC Closed (Timely)	Debt collection (Payday loan) Taking/threatening an illegal action (Threatened arrest/jail if do not pay)
5/20/15 MS 39073 1386535	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
5/20/15 MS 38824 1386577	USAA Savings Closed with explanation (Timely)	Bank account or service (Checking account) Using a debit or ATM card
5/19/15 MS 38618 1382169	Green Tree Servicing, LLC In progress (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
5/19/15 MS 38930 1382901	Wells Fargo Closed with non-monetary relief (Timely)	Money transfers (International money transfer) Fraud or scam
5/19/15 MS 39157 1384008	Reliant Capital Solutions, LLC Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
5/19/15 MS 39211 1384117	Patient Account Services, LLC Closed with explanation (Timely, Disputed)	Debt collection (Medical) False statements or representation (Indicated committed crime not paying)
5/18/15 MS 38654 1379769	Experian Closed with non-monetary relief (Timely, Disputed)	Credit reporting Incorrect information on credit report (Public record)
5/18/15 MS 39232 1380857	National Credit Systems,Inc. Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
5/18/15 MS 38632 1380883	Heartland Payment Systems Closed with explanation (Timely, Disputed)	Student loan (Non-federal student loan) Dealing with my lender or servicer
5/15/15 MS 39402 1378178	Cade Investments LLC Untimely response (Not Timely)	Debt collection Improper contact or sharing of info (Contacted me after I asked not to)
5/15/15 MS 39328 1378370	Capital One Closed with explanation (Timely)	Credit card Other
5/14/15 MS 38654 1376717	Barclays In progress (Timely)	Credit card Rewards
5/14/15 MS 38961 1376755	BancorpSouth Bank Closed with monetary relief (Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
5/14/15 MS 38652 1376828	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Improper use of my credit report (Report improperly shared by CRC)
5/13/15 MS 38654 1373358	Ocwen Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
5/13/15 MS 38652 1374668	21st Mortgage Corporation Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
5/12/15 MS 38701 1370725	Avant Credit Corporation Closed with explanation (Timely, Disputed)	Consumer loan (Installment loan) Managing the loan or lease
5/12/15 MS 39305 1371211	TransUnion Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Account terms)
5/12/15 MS 39645 1371301	Regions Closed with explanation (Timely)	Bank account or service (Checking account) Using a debit or ATM card
5/12/15 MS 38652 1372640	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
5/11/15 MS 39202 1369419	Wells Fargo Closed with explanation (Timely)	Bank account or service (Savings account) Deposits and withdrawals
5/11/15 MS 39157 1369919	GE Capital Retail Closed with explanation (Timely)	Credit card Billing disputes
5/11/15 MS 39540 1370773	PayPal Closed with non-monetary relief (Not Timely)	Prepaid card (General purpose card) Managing, opening, or closing account
5/11/15 MS 39475 1370877	Ocwen Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
5/11/15 MS 38961 1372617	BancorpSouth Bank Closed with monetary relief (Timely)	Bank account or service (Checking account) Account opening, closing, or management
5/9/15 MS 38930 1368338	Tidewater Finance Company Closed with explanation (Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
5/8/15 MS 39402 1367797	Nissan Motor Acceptance Corporation In progress (Timely)	Consumer loan (Vehicle lease) Managing the loan or lease
5/8/15 MS 39402 1366987	United Recovery Solutions Untimely response (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Used obscene/profane/abusive language)
5/7/15 MS 39532 1364699	Solidus Group LLC. Closed with explanation (Timely)	Debt collection (Payday loan) Improper contact or sharing of info (Talked to a third party about my debt)
5/7/15 MS 39211 1365846	Santander Consumer USA Closed with explanation (Timely)	Consumer loan (Vehicle loan) Shopping for a loan or lease
5/7/15 MS 38967 1366479	Bank of America Closed with explanation (Timely, Disputed)	Mortgage (Home equity loan or line of credit) Credit decision / Underwriting
5/7/15 MS 39452 1365646	First Heritage Credit, LLC Closed with explanation (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
5/7/15 MS 39563 1366682	TD Bank Closed with explanation (Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
5/7/15 MS 38676 1368064	Green Tree Servicing, LLC In progress (Timely)	Mortgage (Home equity loan or line of credit) Loan servicing, payments, escrow account
5/6/15 MS 38652 1364097	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Credit reporting company's investigation (Investigation took too long)
5/6/15 MS 38671 1363462	Nationstar Mortgage Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
5/5/15 MS 38930 1361626	Wells Fargo Closed with explanation (Timely)	Money transfers (Domestic (US) money transfer) Fraud or scam
5/5/15 MS 38672 1361414	Select Portfolio Servicing, Inc Closed with explanation (Timely, Disputed)	Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
5/5/15 MS 38606 1360388	Dovenmuehle Mortgage Inc. Closed with explanation (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
5/5/15 MS 39110 1361776	Specialized Loan Servicing LLC Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
5/5/15 MS 39322 1362102	Bank of America Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
5/5/15 MS 38826 1360412	Enova International, Inc. Closed with explanation (Timely)	Payday loan Charged fees or interest I didn't expect
5/5/15 MS 39110 1361775	Bank of America Closed with non-monetary relief (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
5/4/15 MS 39194 1359223	Experian Closed with non-monetary relief (Timely)	Credit reporting Improper use of my credit report (Report improperly shared by CRC)
5/4/15 MS 39657 1359506	ECMC Group, Inc. Closed with explanation (Timely)	Debt collection (Federal student loan) Cont'd attempts collect debt not owed (Debt was paid)
5/3/15 MS 38654 1358184	Bank of America In progress (Timely)	Mortgage (Conventional adjustable mortgage (ARM)) Loan servicing, payments, escrow account
5/3/15 MS 38654 1358183	Bank of America In progress (Timely)	Mortgage (Home equity loan or line of credit) Loan servicing, payments, escrow account
5/2/15 MS 39232 1358151	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account terms)
5/2/15 MS 39232 1358152	Springleaf Finance Corporation In progress (Timely)	Consumer loan (Installment loan) Managing the loan or lease
5/2/15 MS 39740 1357835	Regions In progress (Timely)	Bank account or service (Checking account) Problems caused by my funds being low
5/1/15 MS 38654 1356789	Enhanced Recovery Company, LLC Closed with non-monetary relief (Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
4/30/15 MS 38828 1354338	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
4/30/15 MS 39322 1355664	Capital One Closed (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
4/30/15 MS 39216 1355415	Regions In progress (Timely)	Bank account or service (Checking account) Deposits and withdrawals
4/30/15 MS 39506 1355067	Wells Fargo Closed with explanation (Timely)	Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
4/29/15 MS 38606 1352660	Regions In progress (Timely)	Mortgage (Home equity loan or line of credit) Application, originator, mortgage broker
4/28/15 MS 39560 1351288	Ocwen In progress (Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
4/28/15 MS 39216 1352056	Gatestone & Co. International Inc. Closed with non-monetary relief (Timely, Disputed)	Debt collection Communication tactics (Frequent or repeated calls)
4/27/15 MS 38652 1349501	Equifax In progress (Timely)	Credit reporting Improper use of my credit report (Report improperly shared by CRC)
4/25/15 MS 39212 1347251	PayPal Closed with non-monetary relief (Timely)	Debt collection (Credit card) Taking/threatening an illegal action (Threatened arrest/jail if do not pay)
4/23/15 MS 39073 1343132	BancorpSouth Bank Closed with explanation (Timely)	Credit card Billing disputes
4/23/15 MS 39073 1343133	BancorpSouth Bank Closed with explanation (Timely)	Bank account or service (Checking account) Using a debit or ATM card
4/23/15 MS 39158 1344547	GE Capital Retail Closed with explanation (Timely)	Credit card Credit line increase/decrease
4/22/15 MS 39120 1341784	Santander Consumer USA Closed with explanation (Timely)	Consumer loan (Vehicle lease) Taking out the loan or lease
4/22/15 MS 39047 1342750	Trustmark Corporation Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Deposits and withdrawals
4/21/15 MS 38668 1339409	Smith, Rouchon & Associates, Inc. Closed with explanation (Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
4/21/15 MS 39110 1339781	GE Capital Retail Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
4/21/15 MS 38951 1341006	Professional Debt Mediation, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Attempted to collect wrong amount)
4/21/15 MS 38652 1342861	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Credit reporting company's investigation (No notice of investigation status/result)
4/21/15 MS 39345 1339261	Regions Closed with explanation (Timely)	Bank account or service (Checking account) Deposits and withdrawals
4/20/15 MS 39073 1337755	BancorpSouth Bank Closed with explanation (Timely)	Bank account or service (Checking account) Making/receiving payments, sending money
4/20/15 MS 39073 1337756	BancorpSouth Bank Closed with explanation (Timely)	Credit card Other
4/19/15 MS 38654 1336396	Nationstar Mortgage Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
4/19/15 MS 39047 1336618	Exeter Finance Corp Closed with explanation (Timely)	Debt collection (Auto) Communication tactics (Frequent or repeated calls)
4/16/15 MS 39426 1332684	Northern Alliance Management, LLC Closed with explanation (Timely, Disputed)	Debt collection (Credit card) Disclosure verification of debt (Not disclosed as an attempt to collect)
4/16/15 MS 38672 1335704	USAA Savings Closed with monetary relief (Timely)	Mortgage (VA mortgage) Loan servicing, payments, escrow account
4/15/15 MS 38654 1331908	Discover In progress (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
4/14/15 MS 39305 1328883	Equifax Closed with non-monetary relief (Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
4/14/15 MS 38826 1329772	Enova International, Inc. Closed with explanation (Timely)	Payday loan Received a loan I didn't apply for
4/13/15 MS 39215 1326833	Bank of America Closed with non-monetary relief (Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
4/13/15 MS 39056 1327900	JPMorgan Chase Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
4/11/15 MS 39573 1326284	Ocwen In progress (Timely)	Mortgage (VA mortgage) Loan servicing, payments, escrow account
4/10/15 MS 39206 1324257	Allied Interstate LLC Closed with non-monetary relief (Timely)	Debt collection Communication tactics (Frequent or repeated calls)
4/10/15 MS 38855 1324433	Franklin Collection Service, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
4/9/15 MS 39296 1322568	Trustmark Corporation Closed with explanation (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
4/9/15 MS 38651 1323035	Experian Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
4/9/15 MS 38671 1323518	Green Tree Servicing, LLC Closed with non-monetary relief (Timely)	Mortgage (Other mortgage) Credit decision / Underwriting
4/9/15 MS 39352 1324623	GE Capital Retail Closed with explanation (Timely)	Credit card Billing disputes
4/8/15 MS 39272 1321307	Hosto & Buchan, PLLC Closed with explanation (Timely)	Debt collection Cont'd attempts collect debt not owed (Debt resulted from identity theft)
4/8/15 MS 39272 1321308	Wells Fargo Closed with explanation (Timely)	Debt collection Cont'd attempts collect debt not owed (Debt resulted from identity theft)
4/8/15 MS 38652 1322636	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Improper use of my credit report (Report improperly shared by CRC)
4/7/15 MS 39157 1319415	Delbert Services Closed with explanation (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
4/7/15 MS 39520 1319622	Navient In progress (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
4/6/15 MS 39631 1316482	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
4/3/15 MS 39401 1315499	Stellar Recovery Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
4/2/15 MS 38672 1312276	360 Mortgage Closed with monetary relief (Timely)	Mortgage (VA mortgage) Loan servicing, payments, escrow account
4/2/15 MS 38672 1312277	BancorpSouth Bank Closed with explanation (Timely)	Bank account or service (Checking account) Deposits and withdrawals
4/2/15 MS 39158 1312714	TransUnion Closed with explanation (Timely)	Credit reporting Credit reporting company's investigation (Investigation took too long)
4/2/15 MS 39272 1312795	Nissan Motor Acceptance Corporation Closed with explanation (Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
4/2/15 MS 39705 1313109	ProCollect, Inc Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Attempted to collect wrong amount)
4/2/15 MS 38756 1313845	Trident Asset Management, L.L.C. Untimely response (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
4/1/15 MS 39773 1310712	Bank of America Closed with explanation (Timely, Disputed)	Credit card Privacy
3/31/15 MS 38852 1308739	Sokaogon Finance, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Payday loan) Communication tactics (Threatened to take legal action)
3/31/15 MS 39601 1309320	Nationstar Mortgage Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Application, originator, mortgage broker
3/30/15 MS 39466 1307318	Capital One Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Settlement process and costs
3/30/15 MS 39120 1307500	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/28/15 MS 39157 1305827	U.S. Bancorp Closed with explanation (Timely)	Bank account or service (Checking account) Deposits and withdrawals
3/28/15 MS 39218 1306093	TransUnion Closed with explanation (Timely)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
3/27/15 MS 38827 1304577	JPMorgan Chase Closed with explanation (Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
3/27/15 MS 39350 1304723	Tower Loan Closed with explanation (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
3/27/15 MS 39272 1305364	RFNA, LP Closed with monetary relief (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
3/26/15 MS 39211 1302512	National Credit Systems,Inc. In progress (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
3/25/15 MS 39459 1300447	Nationstar Mortgage Closed with explanation (Timely)	Mortgage (Other mortgage) Other
3/25/15 MS 38756 1300647	First Data Corporation Closed with explanation (Timely, Disputed)	Bank account or service (Other bank product/service) Making/receiving payments, sending money
3/25/15 MS 39170 1300656	Go Capital Holdings, LLC Closed with explanation (Timely)	Debt collection (Auto) Improper contact or sharing of info (Talked to a third party about my debt)
3/25/15 MS 38611 1301184	Navient Closed with explanation (Timely)	Debt collection (Federal student loan) Improper contact or sharing of info (Talked to a third party about my debt)
3/24/15 MS 38652 1298019	Tower Loan Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
3/24/15 MS 39759 1298649	National Credit Adjusters, LLC Closed with explanation (Timely)	Debt collection Communication tactics (Frequent or repeated calls)
3/24/15 MS 39204 1299247	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/24/15 MS 39056 1301479	Community Health Investment Company, LLC. Closed with explanation (Timely, Disputed)	Debt collection (Medical) Improper contact or sharing of info (Contacted employer after asked not to)
3/23/15 MS 38654 1295326	Regions Closed with explanation (Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
3/23/15 MS 39574 1297587	Mountain West Legal Solutions, PLLC In progress (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
3/23/15 MS 39213 1297657	JPMorgan Chase Closed with explanation (Timely)	Credit card APR or interest rate
3/22/15 MS 39564 1294942	Convergent Resources, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Threatened to take legal action)
3/22/15 MS 39157 1295265	U.S. Bancorp Closed with explanation (Timely)	Bank account or service (Checking account) Problems caused by my funds being low
3/20/15 MS 38655 1293126	Wells Fargo In progress (Timely)	Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
3/19/15 MS 39059 1291166	Regions Closed with monetary relief (Timely)	Bank account or service (Checking account) Deposits and withdrawals
3/19/15 MS 39212 1292159	Hyundai Capital America In progress (Timely)	Consumer loan (Vehicle loan) Taking out the loan or lease
3/19/15 MS 39110 1292684	Northstar Location Services, LLC Closed (Timely)	Debt collection (Credit card) Communication tactics (Threatened to take legal action)
3/19/15 MS 39110 1292685	Barclays Closed with explanation (Timely)	Debt collection (Credit card) Communication tactics (Threatened to take legal action)
3/19/15 MS 39180 1292686	Community Health Investment Company, LLC. Closed with explanation (Timely)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
3/18/15 MS 39540 1288107	BB&T Financial Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
3/18/15 MS 39367 1288757	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Reinserted previously deleted info)
3/17/15 MS 38901 1286415	Concord Resolution Inc In progress (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Threatened to take legal action)
3/16/15 MS 39206 1283842	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
3/16/15 MS 39206 1283843	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
3/16/15 MS 39531 1283982	Equifax Closed with non-monetary relief (Timely)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
3/16/15 MS 39194 1284481	Freedom Mortgage In progress (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
3/16/15 MS 39520 1285116	Network Services, Inc Closed with explanation (Timely)	Debt collection (Medical) Communication tactics (Frequent or repeated calls)
3/16/15 MS 39056 1286081	Capital One Closed with explanation (Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
3/15/15 MS 39459 1283589	TransUnion Closed with non-monetary relief (Timely, Disputed)	Credit reporting Incorrect information on credit report (Public record)
3/14/15 MS 39556 1283748	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/13/15 MS 39564 1281544	Eastern Account Systems of Connecticut, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Attempted to collect wrong amount)
3/12/15 MS 39759 1279152	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/12/15 MS 39759 1279153	TransUnion Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Information is not mine)
3/12/15 MS 38756 1279367	Tower Loan Closed with explanation (Timely)	Consumer loan (Installment loan) Taking out the loan or lease
3/12/15 MS 38929 1280338	Gatestone & Co. International Inc. Closed with non-monetary relief (Timely)	Credit card Payoff process
3/11/15 MS 39571 1278046	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Public record)
3/11/15 MS 39042 1279201	Bank of America Closed with monetary relief (Timely)	Credit card Other
3/10/15 MS 39176 1275973	Concord Resolution Inc Closed with explanation (Not Timely)	Debt collection (Payday loan) Cont'd attempts collect debt not owed (Debt is not mine)
3/10/15 MS 38629 1276466	Amerisave Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Application, originator, mortgage broker
3/10/15 MS 39204 1276651	Direct Financial Solutions LLC Closed with explanation (Timely)	Payday loan Can't contact lender
3/9/15 MS 38632 1273919	Bank of America Closed with non-monetary relief (Timely, Disputed)	Mortgage (FHA mortgage) Settlement process and costs
3/9/15 MS 02351 1274433	Discover Closed with explanation (Timely)	Credit card Billing disputes
3/8/15 MS 38654 1272480	Equifax Closed with non-monetary relief (Timely)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
3/7/15 MS 39667 1272823	Healthcare Financial Services, LLC Closed with explanation (Timely)	Debt collection (Medical) Communication tactics (Frequent or repeated calls)
3/7/15 MS 39401 1272824	Portfolio Recovery Associates, Inc. Closed with explanation (Timely, Disputed)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
3/6/15 MS 39503 1271395	Citibank Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
3/6/15 MS 39503 1271396	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/6/15 MS 39503 1271397	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/6/15 MS 39503 1271398	Experian Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/5/15 MS 39759 1269973	Experian Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/3/15 MS 39073 1264699	Discover Closed with monetary relief (Timely)	Credit card Billing disputes
3/2/15 MS 39466 1262654	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
3/2/15 MS 39209 1263109	Transworld Systems Inc. Closed with explanation (Timely, Disputed)	Student loan (Non-federal student loan) Getting a loan
3/2/15 MS 39046 1263331	BancorpSouth Bank Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
3/2/15 MS 39056 1263736	Navient Closed with explanation (Timely, Disputed)	Student loan (Non-federal student loan) Can't repay my loan
3/2/15 MS 38661 1264052	Khoury Alternative Claims Management Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
3/2/15 MS 39503 1264771	Navy FCU Closed with explanation (Timely)	Bank account or service (Cashing a check without an account) Deposits and withdrawals
3/1/15 MS 39463 1262218	Ford Motor Credit Company Closed with explanation (Timely)	Debt collection (Auto) Taking/threatening an illegal action (Sued w/o proper notification of suit)
2/28/15 MS 39202 1261916	Western Control Services, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
2/28/15 MS 39232 1262073	National Credit Systems,Inc. Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
2/28/15 MS 38663 1262082	West Corporation Closed with explanation (Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
2/28/15 MS 38663 1262083	Professional Credit Management, Inc Closed with explanation (Not Timely)	Debt collection Disclosure verification of debt (Not given enough info to verify debt)
2/27/15 MS 39503 1260368	National Arbitration Forum Closed with explanation (Timely)	Debt collection (Payday loan) Communication tactics (Threatened to take legal action)
2/27/15 MS 38637 1260660	Regions Closed with explanation (Timely)	Bank account or service (Other bank product/service) Problems caused by my funds being low
2/27/15 MS 39506 1261010	Ocwen Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
2/26/15 MS 39325 1259158	TD Bank Closed with monetary relief (Timely, Disputed)	Consumer loan (Installment loan) Managing the loan or lease
2/25/15 MS 39047 1255817	NetSpend Corporation, a TSYS Company Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
2/25/15 MS 38637 1256339	Citibank Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
2/25/15 MS 38680 1256429	Servis One, Inc. Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
2/25/15 MS 38611 1256927	Servis One, Inc. Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
2/24/15 MS 39046 1254065	Ditech Mortgage Corp Closed with explanation (Timely, Disputed)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
2/24/15 MS 39215 1255192	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
2/23/15 MS 39553 1251332	Ocwen Closed with explanation (Timely)	Mortgage (FHA mortgage) Settlement process and costs
2/23/15 MS 38851 1251692	Equifax Closed with explanation (Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
2/23/15 MS 39157 1253195	Reliant Capital Solutions, LLC Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
2/23/15 MS 39212 1253419	National Credit Systems,Inc. Closed with explanation (Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
2/20/15 MS 39204 1250072	Trustmark Corporation Closed with explanation (Timely)	Bank account or service (Checking account) Deposits and withdrawals
2/20/15 MS 39046 1250476	First Associates Loan Servicing LLC Closed with explanation (Timely)	Student loan (Non-federal student loan) Can't repay my loan
2/20/15 MS 39440 1250761	JPMorgan Chase Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
2/20/15 MS 39232 1250780	DriveTime Closed with explanation (Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
2/19/15 MS 39652 1246858	Tower Loan Closed with explanation (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
2/19/15 MS 39649 1247554	Credence Resource Management, LLC Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Attempted to collect wrong amount)
2/19/15 MS 38855 1248369	Tower Loan Closed with explanation (Timely)	Consumer loan (Vehicle lease) Shopping for a loan or lease
2/19/15 MS 39307 1248746	Advanced Collections, Inc. In progress (Timely)	Debt collection (Medical) Disclosure verification of debt (Right to dispute notice not received)
2/18/15 MS 38654 1245307	Allied Interstate LLC Closed with non-monetary relief (Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
2/18/15 MS 39272 1245790	Westlake Services, LLC Closed with explanation (Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
2/18/15 MS 39212 1246572	Wells Fargo Closed with explanation (Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
2/18/15 MS 39047 1246817	Amex Closed with explanation (Timely)	Credit card Bankruptcy
2/17/15 MS 39042 1243105	Trustmark Corporation Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Using a debit or ATM card
2/17/15 MS 39577 1243669	Rubin & Yates, LLC Untimely response (Not Timely)	Debt collection Disclosure verification of debt (Not disclosed as an attempt to collect)
2/16/15 MS 39208 1241662	Stellar Recovery Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Right to dispute notice not received)
2/16/15 MS 39705 1241886	Concord Resolution Inc Untimely response (Not Timely)	Payday loan Can't contact lender
2/14/15 MS 38924 1241191	Healthcare Financial Services, LLC Closed with explanation (Timely, Disputed)	Debt collection (Medical) Communication tactics (Called after sent written cease of comm)
2/13/15 MS 38801 1240226	GVA Holdings, LLC Closed with monetary relief (Timely)	Payday loan Can't stop charges to bank account
2/13/15 MS 38801 1240227	Direct Financial Solutions LLC Closed with explanation (Timely)	Payday loan Can't stop charges to bank account
2/13/15 MS 38801 1240228	Speedy Cash Holdings Closed with explanation (Timely)	Payday loan Can't stop charges to bank account
2/13/15 MS 39110 1240463	Discover Closed with explanation (Timely)	Credit card Rewards
2/12/15 MS 39401 1236902	Bank of America Closed with non-monetary relief (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
2/12/15 MS 39191 1238677	Capital One Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
2/11/15 MS 38756 1235290	Santander Consumer USA Closed with explanation (Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
2/11/15 MS 39046 1235506	Tower Loan Closed with explanation (Timely)	Consumer loan (Installment loan) Managing the loan or lease
2/11/15 MS 39567 1235604	Coast Collection Agency Inc Closed with non-monetary relief (Timely)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
2/11/15 MS 39507 1236270	Collections Inc Closed with explanation (Timely)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
2/11/15 MS 39059 1237211	Regions Closed with explanation (Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
2/11/15 MS 38655 1237308	Capital One Closed with explanation (Timely)	Bank account or service ((CD) Certificate of deposit) Deposits and withdrawals
2/11/15 MS 39466 1237340	Southern Financial Systems, Inc. Closed with explanation (Timely)	Debt collection (Medical) Improper contact or sharing of info (Talked to a third party about my debt)
2/10/15 MS 39572 1232710	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
2/10/15 MS 38654 1232748	USAA Savings Closed with monetary relief (Timely)	Credit card Billing disputes
2/10/15 MS 39202 1233856	Go Capital Holdings, LLC Closed with explanation (Timely)	Consumer loan (Vehicle loan) Shopping for a loan or lease
2/10/15 MS 39501 1234060	Select Management Resources, LLC Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Taking/threatening an illegal action (Seized/Attempted to seize property)
2/9/15 MS 39572 1230662	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Account terms)
2/9/15 MS 39520 1230683	U.S. Bancorp Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Deposits and withdrawals
2/9/15 MS 39532 1232157	Reliance Exchange Group Untimely response (Not Timely)	Debt collection Taking/threatening an illegal action (Threatened to sue on too old debt)
2/9/15 MS 39212 1232313	Wells Fargo Closed with explanation (Timely)	Consumer loan (Installment loan) Taking out the loan or lease
2/9/15 MS 39206 1232361	Fifth Third Bank Closed with explanation (Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
2/9/15 MS 39206 1232953	Santander Consumer USA Closed with explanation (Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
2/9/15 MS 39581 1233052	Franklin Collection Service, Inc. Closed with explanation (Timely)	Debt collection (Medical) Taking/threatening an illegal action (Sued w/o proper notification of suit)
2/8/15 MS 39212 1230504	Experian Closed with non-monetary relief (Timely)	Credit reporting Credit monitoring or identity protection (Billing dispute)
2/7/15 MS 39572 1229970	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Reinserted previously deleted info)
2/7/15 MS 39154 1230164	I.C. System, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Improper contact or sharing of info (Talked to a third party about my debt)
2/7/15 MS 39759 1230479	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
2/6/15 MS 39759 1228521	Discover Closed with explanation (Timely, Disputed)	Credit card Closing/Cancelling account
2/6/15 MS 38654 1229194	ONLINE Information Services, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
2/6/15 MS 39572 1229968	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account status)
2/6/15 MS 39572 1229969	Experian Closed with explanation (Timely)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
2/5/15 MS 39083 1226020	Wells Fargo Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Deposits and withdrawals
2/5/15 MS 39465 1226351	Experian Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
2/5/15 MS 39465 1226352	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
2/5/15 MS 39465 1226353	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
2/5/15 MS 38661 1226398	Financial Credit Service, Inc. Closed with explanation (Timely)	Debt collection Cont'd attempts collect debt not owed (Debt was paid)
2/5/15 MS 39114 1226567	TCF National Bank Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Threatened to take legal action)
2/5/15 MS 39520 1227458	Ocwen Closed with explanation (Timely)	Mortgage (Conventional adjustable mortgage (ARM)) Loan servicing, payments, escrow account
2/4/15 MS 38901 1224347	JPMorgan Chase Closed with explanation (Timely)	Credit card Billing disputes
2/4/15 MS 39648 1225902	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Public record)
2/3/15 MS 38642 1221775	Experian Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Public record)
2/3/15 MS 39120 1222125	Ocwen Closed with explanation (Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
2/3/15 MS 38701 1222188	JPMorgan Chase Closed with explanation (Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
2/3/15 MS 38701 1222189	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
2/3/15 MS 38865 1222725	First Heritage Credit, LLC Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
2/2/15 MS 39213 1221571	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Account status)
1/31/15 MS 38618 1219390	Delbert Services Closed with explanation (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
1/29/15 MS 39355 1217096	The Regional Adjustment Bureau, Incorporated Closed with explanation (Timely)	Debt collection Improper contact or sharing of info (Contacted employer after asked not to)
1/28/15 MS 39211 1213328	HSBC Closed with explanation (Timely)	Credit card Identity theft / Fraud / Embezzlement
1/28/15 MS 39567 1214959	Comerica Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
1/28/15 MS 38642 1214963	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Public record)
1/27/15 MS 39074 1211290	Healthcare Financial Services, LLC Closed with non-monetary relief (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
1/27/15 MS 38637 1211603	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
1/27/15 MS 38637 1211604	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account status)
1/27/15 MS 38637 1211605	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
1/26/15 MS 39057 1210696	Ally Financial Inc. Closed with explanation (Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
1/26/15 MS 38967 1209256	Green Tree Servicing, LLC Closed (Timely)	Consumer loan (Installment loan) Managing the loan or lease
1/26/15 MS 39047 1209672	Navient Closed with explanation (Timely)	Student loan (Non-federal student loan) Dealing with my lender or servicer
1/26/15 MS 39206 1210288	Bayview Loan Servicing, LLC Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
1/26/15 MS 38803 1210528	Navient Closed with explanation (Timely)	Student loan (Non-federal student loan) Dealing with my lender or servicer
1/26/15 MS 38672 1211201	USAA Savings Closed with monetary relief (Timely)	Bank account or service (Checking account) Using a debit or ATM card
1/25/15 MS 39401 1209452	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
1/24/15 MS 39212 1207976	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
1/22/15 MS 38751 1204109	National Enterprise Systems, Inc. Closed with explanation (Timely)	Student loan (Non-federal student loan) Can't repay my loan
1/22/15 MS 38655 1204727	ONLINE Information Services, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Used obscene/profane/abusive language)
1/22/15 MS 39157 1204918	ACS Education Services Closed with explanation (Timely)	Student loan (Non-federal student loan) Dealing with my lender or servicer
1/21/15 MS 39206 1200966	Tower Loan Closed with explanation (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
1/21/15 MS 38635 1203484	Revenue Recovery Corporation Closed with explanation (Timely)	Debt collection Communication tactics (Threatened to take legal action)
1/20/15 MS 38654 1199106	Experian Closed with explanation (Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
1/20/15 MS 39211 1199401	Experian Closed with non-monetary relief (Timely)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
1/20/15 MS 38680 1200552	Green Tree Servicing, LLC Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
1/20/15 MS 38804 1200588	TransUnion Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Reinserted previously deleted info)
1/20/15 MS 39440 1201241	Ocwen Closed with non-monetary relief (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
1/19/15 MS 39441 1198737	Ally Financial Inc. Closed with explanation (Timely)	Consumer loan (Vehicle loan) Taking out the loan or lease
1/19/15 MS 38654 1198801	Enhanced Recovery Company, LLC Closed with non-monetary relief (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
1/19/15 MS 39402 1199064	Ocwen Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
1/16/15 MS 38804 1197502	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
1/15/15 MS 39455 1194148	Bank of America Closed with monetary relief (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
1/15/15 MS 38611 1195659	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
1/15/15 MS 38804 1197501	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
1/14/15 MS 39576 1193321	World Acceptance Corporation Closed with explanation (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
1/14/15 MS 39236 1193374	U.S. Bancorp Closed with explanation (Timely)	Bank account or service (Checking account) Problems caused by my funds being low
1/11/15 MS 39401 1189666	Trustmark Corporation Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Account opening, closing, or management
1/10/15 MS 39702 1189337	Capital One Closed with explanation (Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
1/10/15 MS 39212 1189433	Wells Fargo Closed with explanation (Timely)	Consumer loan (Vehicle loan) Taking out the loan or lease
1/10/15 MS 39289 1189434	Frost-Arnett Company Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Right to dispute notice not received)
1/9/15 MS 39063 1188128	JPMorgan Chase Closed with monetary relief (Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
1/8/15 MS 39056 1186592	Bank of America Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
1/8/15 MS 39507 1187705	West Corporation Closed with explanation (Not Timely)	Debt collection Improper contact or sharing of info (Talked to a third party about my debt)
1/7/15 MS 39452 1183878	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
1/7/15 MS 39452 1184156	Student Assistance Foundation Closed with explanation (Timely)	Student loan (Non-federal student loan) Dealing with my lender or servicer
1/7/15 MS 38663 1184512	Alliance Collection Service Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not disclosed as an attempt to collect)
1/6/15 MS 38637 1181826	Regions Closed with explanation (Timely)	Bank account or service (Checking account) Problems caused by my funds being low
1/6/15 MS 39213 1182730	Clear Debt Solutions, LLC Untimely response (Not Timely)	Debt collection (Payday loan) Improper contact or sharing of info (Contacted employer after asked not to)
1/6/15 MS 39213 1182731	Advance America, Cash Advance Centers, Inc. Closed with explanation (Timely)	Debt collection (Payday loan) Improper contact or sharing of info (Contacted employer after asked not to)
1/6/15 MS 39168 1182742	Green Tree Servicing, LLC Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
1/6/15 MS 39073 1183003	Southwest Credit Systems, L.P. Closed (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
1/6/15 MS 39663 1183119	Barclays Closed with explanation (Timely)	Credit card Credit determination
1/6/15 MS 39212 1183301	Trustmark Corporation Closed with explanation (Timely)	Credit card Arbitration
1/6/15 MS 39083 1183011	SN SERVICING CORPORATION Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
1/5/15 MS 38614 1180545	Law Office of Michael J. Scott, PC Closed with explanation (Timely)	Debt collection (Credit card) False statements or representation (Attempted to collect wrong amount)
1/5/15 MS 39056 1180606	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Public record)
1/5/15 MS 39531 1180752	Portfolio Recovery Associates, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Credit card) Communication tactics (Threatened to take legal action)
1/4/15 MS 38863 1179834	Southwest Credit Systems, L.P. Closed (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
1/4/15 MS 63132 1179842	Experian Closed with explanation (Timely, Disputed)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
1/4/15 MS 39213 1179846	Experian Closed with explanation (Timely)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
1/3/15 MS 39211 1179624	Receivable Solutions Specialist, Inc. Untimely response (Not Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Right to dispute notice not received)
1/3/15 MS 38863 1179832	The CMI Group, Inc. Closed with non-monetary relief (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
1/2/15 MS 38672 1178690	First Data Corporation Closed with explanation (Timely)	Bank account or service (Checking account) Making/receiving payments, sending money
12/31/14 MS 39735 1176588	Franklin Collection Service, Inc. Closed with explanation (Timely)	Debt collection (Medical) Taking/threatening an illegal action (Threatened to sue on too old debt)
12/31/14 MS 39236 1176722	First Data Corporation Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Account status)
12/31/14 MS 38804 1177494	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
12/31/14 MS 38804 1177495	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
12/31/14 MS 38804 1177496	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
12/30/14 MS 64131 1174776	Risecredit, LLC Closed with explanation (Timely)	Debt collection (Payday loan) Communication tactics (Called outside of 8am-9pm)
12/30/14 MS 39565 1175717	Receivables Performance Management LLC Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
12/30/14 MS 38930 1175750	United Collection Bureau, Inc. Closed with explanation (Timely)	Debt collection Improper contact or sharing of info (Contacted me after I asked not to)
12/30/14 MS 64133 1176060	Risecredit, LLC Closed with explanation (Timely)	Debt collection (Payday loan) Communication tactics (Frequent or repeated calls)
12/29/14 MS 38632 1173372	PHH Mortgage Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
12/29/14 MS 39452 1173839	Habitat for Humanity Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
12/29/14 MS 39505 1173921	Bank of America Closed with explanation (Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
12/28/14 MS 39213 1172381	GE Capital Retail Closed with monetary relief (Timely)	Debt collection Communication tactics (Frequent or repeated calls)
12/27/14 MS 39452 1172042	Bank of America Closed with explanation (Timely, Disputed)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
12/26/14 MS 39350 1171565	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Public record)
12/26/14 MS 39571 1171876	TransUnion Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
12/24/14 MS 38671 1169646	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
12/24/14 MS 39502 1170716	GE Capital Retail Closed with explanation (Timely)	Credit card Credit line increase/decrease
12/24/14 MS 38834 1170868	Monterey Financial Services, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Threatened to take legal action)
12/23/14 MS 38658 1167744	Hyundai Capital America Closed with explanation (Timely, Disputed)	Consumer loan (Vehicle loan) Taking out the loan or lease
12/23/14 MS 39525 1168416	Lafayette General Medical Center Untimely response (Not Timely)	Debt collection (Medical) Disclosure verification of debt (Not given enough info to verify debt)
12/23/14 MS 39213 1169515	Santander Consumer USA Closed with explanation (Timely, Disputed)	Debt collection (Auto) False statements or representation (Attempted to collect wrong amount)
12/22/14 MS 38680 1165830	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
12/22/14 MS 39366 1166516	Vanderbilt Mortgage & Finance Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
12/18/14 MS 39532 1162499	HOVG, LLC Closed with explanation (Timely)	Debt collection Communication tactics (Frequent or repeated calls)
12/18/14 MS 39402 1162658	Ocwen Closed with explanation (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
12/18/14 MS 39667 1163092	First Heritage Credit, LLC Closed with explanation (Timely)	Debt collection Improper contact or sharing of info (Contacted me after I asked not to)
12/18/14 MS 39056 1164082	PayPal Closed with explanation (Timely)	Debt collection False statements or representation (Indicated committed crime not paying)
12/17/14 MS 38655 1161175	Advanced Recovery Systems, Inc. Closed with explanation (Timely)	Debt collection (Medical) Taking/threatening an illegal action (Sued where didn't live/sign for debt)
12/16/14 MS 38834 1158467	Monterey Financial Services, Inc. Closed with explanation (Timely)	Debt collection Disclosure verification of debt (Right to dispute notice not received)
12/16/14 MS 39556 1160318	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
12/15/14 MS 38804 1156205	Advanced Collection Bureau, Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Impersonated an attorney or official)
12/15/14 MS 38654 1156939	Bank of America Closed with explanation (Timely)	Bank account or service (Cashing a check without an account) Deposits and withdrawals
12/15/14 MS 39426 1157251	Tower Loan Closed with explanation (Timely)	Consumer loan (Installment loan) Managing the loan or lease
12/12/14 MS 39553 1154426	URS Holdings LLC Closed with explanation (Timely)	Debt collection (Federal student loan) Improper contact or sharing of info (Contacted employer after asked not to)
12/12/14 MS 39180 1154560	Bank of America Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
12/12/14 MS 39702 1154795	Green Tree Servicing, LLC Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
12/11/14 MS 39180 1152398	RFNA, LP Closed with monetary relief (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
12/11/14 MS 38676 1153354	Trustmark Corporation Closed with explanation (Timely)	Consumer loan (Vehicle loan) Problems when you are unable to pay
12/11/14 MS 39631 1153846	Wells Fargo Closed with explanation (Timely, Disputed)	Student loan (Non-federal student loan) Dealing with my lender or servicer
12/10/14 MS 38967 1149986	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Home equity loan or line of credit) Credit decision / Underwriting
12/9/14 MS 38769 1149148	SunTrust Bank Closed with monetary relief (Timely)	Bank account or service (Checking account) Deposits and withdrawals
12/9/14 MS 39150 1149654	USAA Savings Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Right to dispute notice not received)
12/8/14 MS 39150 1149653	GC Services Limited Partnership Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Right to dispute notice not received)
12/6/14 MS 38801 1146137	PNC Bank Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Deposits and withdrawals
12/5/14 MS 39170 1144573	JPMorgan Chase Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
12/5/14 MS 38778 1144896	Healthcare Financial Services, LLC Closed with explanation (Timely)	Debt collection (Medical) Improper contact or sharing of info (Contacted employer after asked not to)
12/4/14 MS 39564 1142485	Wells Fargo Closed with explanation (Timely)	Bank account or service (Checking account) Deposits and withdrawals
12/4/14 MS 39047 1143361	GE Capital Retail Closed with explanation (Timely)	Credit card Customer service / Customer relations
12/4/14 MS 39095 1144246	Regions Closed with explanation (Timely)	Bank account or service (Other bank product/service) Making/receiving payments, sending money
12/3/14 MS 39047 1141230	Commonwealth Financial Systems, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Medical) False statements or representation (Attempted to collect wrong amount)
12/3/14 MS 39564 1141708	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
12/3/14 MS 39073 1141710	SINGLETARY & THRASH-JACKSON, P.A. Untimely response (Not Timely)	Debt collection (Credit card) Disclosure verification of debt (Not disclosed as an attempt to collect)
12/3/14 MS 39073 1141711	Encore Capital Group Closed with explanation (Timely)	Debt collection (Credit card) Disclosure verification of debt (Not disclosed as an attempt to collect)
12/3/14 MS 39071 1141720	State Farm Bank Closed with monetary relief (Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
12/3/14 MS 39083 1142396	MoneyGram Closed with explanation (Timely)	Money transfers (Domestic (US) money transfer) Money was not available when promised
12/2/14 MS 38670 1140423	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
12/1/14 MS 39532 1137686	RMB, Inc. Closed with explanation (Timely)	Debt collection (Medical) False statements or representation (Attempted to collect wrong amount)
11/28/14 MS 38652 1135236	Citibank Closed with explanation (Timely)	Credit card Closing/Cancelling account
11/28/14 MS 38826 1135346	USAA Savings Closed with explanation (Timely)	Bank account or service (Checking account) Deposits and withdrawals
11/26/14 MS 39180 1133404	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
11/25/14 MS 39426 1131451	CashCall, Inc. Closed with explanation (Timely)	Payday loan Payment to acct not credited
11/25/14 MS 39426 1131452	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account status)
11/25/14 MS 39202 1131462	PrimeLending, A PlainsCapital Company Closed with explanation (Timely, Disputed)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
11/25/14 MS 39501 1131495	Ocwen Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
11/25/14 MS 39212 1131713	Regions Closed with monetary relief (Timely)	Bank account or service (Checking account) Deposits and withdrawals
11/25/14 MS 39327 1131894	Capital One Closed with explanation (Timely, Disputed)	Credit card Billing statement
11/25/14 MS 38637 1131903	Nationstar Mortgage Closed with explanation (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
11/21/14 MS 38672 1124622	USAA Savings Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
11/21/14 MS 36931 1124819	Wells Fargo Closed with explanation (Timely)	Student loan (Non-federal student loan) Dealing with my lender or servicer
11/21/14 MS 39663 1125111	Regions Closed with monetary relief (Timely)	Bank account or service (Checking account) Deposits and withdrawals
11/21/14 MS 39204 1129724	Experian Closed with explanation (Timely)	Credit reporting Credit monitoring or identity protection (Billing dispute)
11/19/14 MS 39154 1123166	Healthcare Financial Services, LLC Closed with explanation (Timely)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
11/19/14 MS 39208 1127888	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
11/19/14 MS 39047 1200522	Stellar Recovery Inc. Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
11/18/14 MS 39350 1121426	Citibank Closed with non-monetary relief (Timely, Disputed)	Credit card Credit determination
11/18/14 MS 38641 1122222	Amex Closed with explanation (Timely, Disputed)	Credit card Identity theft / Fraud / Embezzlement
11/18/14 MS 38762 1126625	Regions Closed with non-monetary relief (Timely)	Consumer loan (Installment loan) Shopping for a loan or lease
11/17/14 MS 39576 1119045	Integrity Solution Services, Inc. Closed with explanation (Timely)	Debt collection (Medical) Disclosure verification of debt (Right to dispute notice not received)
11/17/14 MS 39209 1119257	Bank of America Closed with monetary relief (Timely)	Bank account or service (Savings account) Making/receiving payments, sending money
11/15/14 MS 38967 1118318	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Credit decision / Underwriting
11/14/14 MS 39157 1116232	Earm LLC Closed with explanation (Timely)	Payday loan Received a loan I didn't apply for
11/14/14 MS 38676 1118466	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Personal information)
11/14/14 MS 39401 1116748	Exeter Finance Corp Closed with explanation (Timely)	Consumer loan (Vehicle loan) Shopping for a loan or lease
11/14/14 MS 39073 1118065	JPMorgan Chase Closed with explanation (Timely, Disputed)	Credit card APR or interest rate
11/14/14 MS 39282 1118445	Enhanced Acquisitions, LLC Closed with explanation (Not Timely)	Debt collection (Payday loan) Disclosure verification of debt (Right to dispute notice not received)
11/14/14 MS 39282 1118446	CNG Financial Corporation Closed with explanation (Timely)	Debt collection (Payday loan) Disclosure verification of debt (Right to dispute notice not received)
11/13/14 MS 39213 1113888	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
11/13/14 MS 39213 1113889	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
11/13/14 MS 39213 1113890	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
11/13/14 MS 00708 1113906	Green Tree Servicing, LLC Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Credit decision / Underwriting
11/12/14 MS 38672 1111985	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
11/12/14 MS 39056 1113211	Premium Asset Services, LLC Closed with explanation (Timely)	Debt collection (Credit card) False statements or representation (Indicated committed crime not paying)
11/12/14 MS 39111 1113445	Equifax Closed with explanation (Timely)	Credit reporting Credit reporting company's investigation (No notice of investigation status/result)
11/12/14 MS 39111 1115568	Equifax Closed with explanation (Timely)	Credit reporting Credit reporting company's investigation (No notice of investigation status/result)
11/12/14 MS 38672 1111980	Credit Acceptance Corporation Closed with explanation (Timely)	Consumer loan (Vehicle loan) Shopping for a loan or lease
11/12/14 MS 38672 1111981	SunTrust Bank Closed with explanation (Timely)	Consumer loan (Installment loan) Taking out the loan or lease
11/12/14 MS 38672 1111982	First Tennessee Bank Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Deposits and withdrawals
11/12/14 MS 38672 1111983	USAA Savings Closed with explanation (Timely, Disputed)	Mortgage (VA mortgage) Loan servicing, payments, escrow account
11/12/14 MS 39180 1113029	Delbert Services Closed with explanation (Timely)	Payday loan Charged fees or interest I didn't expect
11/12/14 MS 39212 1113476	Caliber Home Loans, Inc Closed with explanation (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
11/12/14 MS 38672 1113980	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account terms)
11/11/14 MS 38672 1111979	USAA Savings Closed with explanation (Timely, Disputed)	Mortgage (VA mortgage) Loan modification, collection, foreclosure
11/10/14 MS 39663 1109305	Springleaf Finance Corporation Closed with explanation (Timely)	Consumer loan (Installment loan) Managing the loan or lease
11/10/14 MS 39301 1109764	TransUnion Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Public record)
11/10/14 MS 39663 1109306	PNC Bank Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
11/10/14 MS 39355 1109594	CashCall, Inc. Closed with explanation (Timely)	Consumer loan (Installment loan) Taking out the loan or lease
11/10/14 MS 39503 1111313	Collections Inc Closed with explanation (Timely)	Debt collection (Medical) False statements or representation (Attempted to collect wrong amount)
11/8/14 MS 39501 1108768	Trident Asset Management, L.L.C. Closed with non-monetary relief (Not Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
11/8/14 MS 39564 1108780	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
11/7/14 MS 39212 1107563	Citibank Closed with monetary relief (Timely, Disputed)	Bank account or service (Checking account) Deposits and withdrawals
11/6/14 MS 39532 1105018	Bank of America Closed with explanation (Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
11/6/14 MS 39429 1105805	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
11/5/14 MS 38824 1106164	Tower Loan Closed with explanation (Timely, Disputed)	Consumer loan (Installment loan) Problems when you are unable to pay
11/4/14 MS 39574 1100792	PHH Mortgage Closed with explanation (Timely, Disputed)	Mortgage (VA mortgage) Loan modification, collection, foreclosure
11/4/14 MS 38804 1101785	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
11/4/14 MS 38611 1101823	TransUnion Closed with explanation (Timely)	Credit reporting Credit monitoring or identity protection (Billing dispute)
11/3/14 MS 39443 1097943	Tower Loan Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Taking/threatening an illegal action (Seized/Attempted to seize property)
11/3/14 MS 38930 1098165	GE Capital Retail Closed with monetary relief (Timely)	Credit card Billing disputes
11/3/14 MS 39402 1099377	Ocwen Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
11/1/14 MS 39211 1097517	Healthcare Financial Services, LLC Closed with non-monetary relief (Timely)	Debt collection (Medical) Taking/threatening an illegal action (Threatened to sue on too old debt)
10/31/14 MS 38654 1095139	Navient Closed with explanation (Timely, Disputed)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
10/30/14 MS 39441 1093870	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Public record)
10/30/14 MS 39730 1093717	Navient Closed with explanation (Timely)	Student loan (Non-federal student loan) Can't repay my loan
10/29/14 MS 39272 1091386	Springleaf Finance Corporation Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Improper contact or sharing of info (Contacted employer after asked not to)
10/29/14 MS 39056 1092076	Solidus Group LLC. Closed with explanation (Timely)	Debt collection (Payday loan) Taking/threatening an illegal action (Threatened arrest/jail if do not pay)
10/29/14 MS 38804 1091433	HOVG, LLC Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Used obscene/profane/abusive language)
10/28/14 MS 39744 1087683	ConServe Closed with explanation (Timely)	Debt collection (Federal student loan) Communication tactics (Frequent or repeated calls)
10/28/14 MS 38654 1088814	Experian Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Account terms)
10/26/14 MS 39571 1087009	Equifax Closed with non-monetary relief (Timely)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
10/25/14 MS 39272 1086839	Barclays Closed with explanation (Timely)	Credit card Billing disputes
10/25/14 MS 39183 1086867	First Data Corporation Closed with non-monetary relief (Timely)	Credit reporting Credit reporting company's investigation (Inadequate help over the phone)
10/25/14 MS 38672 1086913	Regions Closed with non-monetary relief (Timely, Disputed)	Consumer loan (Installment loan) Managing the loan or lease
10/25/14 MS 39212 1086622	Global Payments Check Services, Inc. Closed with non-monetary relief (Timely)	Other financial service (Check cashing) Disclosures
10/24/14 MS 39402 1085090	Alliance Asset Management, Inc Closed with explanation (Timely)	Debt collection Taking/threatening an illegal action (Threatened arrest/jail if do not pay)
10/24/14 MS 39520 1085719	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
10/24/14 MS 38671 1086020	Quicken Loans Closed with explanation (Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
10/24/14 MS 39183 1086712	Thunderbird Collection Specialists, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Communication tactics (Used obscene/profane/abusive language)
10/23/14 MS 39402 1084562	LCJ Consultants, LLC. Untimely response (Not Timely)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Indicated committed crime not paying)
10/23/14 MS 39402 1084563	LCJ Consultants, LLC. Untimely response (Not Timely)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Indicated committed crime not paying)
10/22/14 MS 39701 1081352	BancorpSouth Bank Closed (Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
10/22/14 MS 39648 1081941	Ocwen Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Settlement process and costs
10/22/14 MS 39702 1082571	Regions Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
10/21/14 MS 39170 1079740	Citibank Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
10/20/14 MS 39211 1078417	Ocwen Closed with explanation (Timely, Disputed)	Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
10/19/14 MS 39272 1077508	Springleaf Finance Corporation Closed with explanation (Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
10/18/14 MS 39206 1076803	Equifax Closed with explanation (Not Timely, Disputed)	Credit reporting Improper use of my credit report (Report improperly shared by CRC)
10/17/14 MS 38654 1075577	M&T Bank Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
10/16/14 MS 38821 1073879	SunTrust Bank Closed with monetary relief (Timely, Disputed)	Consumer loan (Vehicle loan) Taking out the loan or lease
10/16/14 MS 38671 1077447	Navy FCU Closed with monetary relief (Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
10/15/14 MS 39209 1071177	Solidus Group LLC. Closed with explanation (Not Timely)	Payday loan Can't contact lender
10/14/14 MS 38804 1069188	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account terms)
10/14/14 MS 39180 1071310	Bank of America Closed with non-monetary relief (Timely)	Mortgage (Other mortgage) Application, originator, mortgage broker
10/13/14 MS 38672 1068518	Experian Closed with explanation (Timely, Disputed)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
10/13/14 MS 38672 1068519	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Credit monitoring or identity protection (Account terms and changes)
10/13/14 MS 56431 1068779	GE Capital Retail Closed with explanation (Not Timely, Disputed)	Credit card Billing disputes
10/9/14 MS 39111 1064588	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
10/9/14 MS 38659 1064856	Alliance Collection Service Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
10/9/14 MS 39110 1065332	EOS Holdings, Inc. Closed with non-monetary relief (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
10/8/14 MS 39305 1062561	Springleaf Finance Corporation Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
10/8/14 MS 38652 1063108	Capital Accounts, LLC Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
10/8/14 MS 38866 1063472	First Heritage Credit, LLC Closed with explanation (Not Timely)	Consumer loan (Installment loan) Managing the loan or lease
10/7/14 MS 39209 1061009	Solidus Group LLC. Closed with explanation (Not Timely)	Debt collection (Payday loan) Cont'd attempts collect debt not owed (Debt is not mine)
10/7/14 MS 38655 1061798	Citibank Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
10/7/14 MS 39741 1062865	HSBC Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
10/7/14 MS 39042 1062870	Regions Closed with explanation (Not Timely, Disputed)	Bank account or service (Checking account) Problems caused by my funds being low
10/6/14 MS 38804 1058854	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
10/6/14 MS 39402 1059037	Trustmark Corporation Closed with explanation (Not Timely)	Debt collection (Mortgage) Disclosure verification of debt (Not given enough info to verify debt)
10/5/14 MS 38701 1058565	Wells Fargo Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
10/5/14 MS 39111 1058761	Franklin Collection Service, Inc. Closed with explanation (Not Timely, Disputed)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
10/4/14 MS 38804 1058232	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
10/4/14 MS 39111 1058493	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Credit reporting company's investigation (No notice of investigation status/result)
10/3/14 MS 39428 1056883	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
10/3/14 MS 38804 1057514	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account status)
10/3/14 MS 38804 1058231	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account status)
10/3/14 MS 38804 1057513	Check into Cash, Inc. Closed with explanation (Not Timely, Disputed)	Consumer loan (Title loan) Charged fees or interest I didn't expect
10/2/14 MS 39532 1054933	Wells Fargo Closed with explanation (Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
10/2/14 MS 39111 1056503	Healthcare Financial Services, LLC Closed with non-monetary relief (Not Timely, Disputed)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
9/30/14 MS 39567 1052108	4 Star Resolution LLC Untimely response (Not Timely)	Debt collection (Payday loan) Communication tactics (Called after sent written cease of comm)
9/29/14 MS 39577 1049009	All American Check Cashing, Inc. Closed with explanation (Not Timely)	Payday loan Can't contact lender
9/26/14 MS 39059 1047064	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
9/25/14 MS 39119 1044079	Experian Closed with explanation (Not Timely, Disputed)	Credit reporting Incorrect information on credit report (Account status)
9/25/14 MS 39047 1045457	Oracle Financial Group LLC. Closed with non-monetary relief (Not Timely, Disputed)	Debt collection Taking/threatening an illegal action (Threatened to sue on too old debt)
9/25/14 MS 39206 1045715	TransUnion Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Account status)
9/25/14 MS 39565 1046442	PLS GROUP, INC Closed with non-monetary relief (Not Timely)	Payday loan Can't contact lender
9/25/14 MS 39402 1044453	LCJ Consultants, LLC. Untimely response (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Threatened to take legal action)
9/24/14 MS 39402 1042577	Banco Popular North America Closed with explanation (Not Timely)	Consumer loan (Installment loan) Taking out the loan or lease
9/24/14 MS 39503 1042824	JPMorgan Chase Closed with explanation (Not Timely)	Student loan (Non-federal student loan) Can't repay my loan
9/24/14 MS 38655 1043572	Regions Closed with non-monetary relief (Not Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
9/24/14 MS 33430 1043611	SunTrust Bank Closed (Not Timely)	Bank account or service (Checking account) Deposits and withdrawals
9/23/14 MS 39601 1040403	JPMorgan Chase Closed with explanation (Not Timely, Disputed)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
9/23/14 MS 39564 1040777	U.S. Bancorp Closed with explanation (Not Timely)	Credit card Closing/Cancelling account
9/23/14 MS 39571 1041800	Citibank Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
9/22/14 MS 29212 1038406	Prestige Financial Services, Inc. Closed with explanation (Not Timely)	Debt collection (Auto) Communication tactics (Frequent or repeated calls)
9/22/14 MS 39402 1039562	Green Tree Servicing, LLC Closed with explanation (Not Timely, Disputed)	Debt collection (Mortgage) Cont'd attempts collect debt not owed (Debt is not mine)
9/22/14 MS 39212 1039792	Bank of America Closed with explanation (Not Timely, Disputed)	Mortgage (FHA mortgage) Settlement process and costs
9/22/14 MS 39175 1039910	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
9/21/14 MS 39060 1038129	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Personal information)
9/20/14 MS 39111 1037837	Experian Closed with non-monetary relief (Timely)	Credit reporting Credit reporting company's investigation (No notice of investigation status/result)
9/19/14 MS 38672 1036553	First Associates Loan Servicing LLC Closed with explanation (Not Timely)	Student loan (Non-federal student loan) Can't repay my loan
9/18/14 MS 38826 1034021	Delbert Services Closed with explanation (Not Timely)	Consumer loan (Installment loan) Taking out the loan or lease
9/18/14 MS 38857 1034254	Caliber Home Loans, Inc Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
9/18/14 MS 39564 1035028	JPMorgan Chase Closed with explanation (Not Timely)	Credit card Identity theft / Fraud / Embezzlement
9/17/14 MS 39402 1032388	Barclays Closed with explanation (Not Timely)	Credit card Customer service / Customer relations
9/17/14 MS 39056 1032624	Bank of America Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
9/17/14 MS 39601 1032798	Allied Interstate LLC Closed with non-monetary relief (Not Timely)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
9/16/14 MS 38611 1030042	TekCollect Inc. Closed with explanation (Not Timely, Disputed)	Consumer loan (Vehicle loan) Taking out the loan or lease
9/16/14 MS 38611 1030043	HCFS Health Care Financial Services, Inc. Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
9/16/14 MS 39503 1030406	Couch Conville & Blitt LLC Closed with explanation (Not Timely, Disputed)	Debt collection (Credit card) False statements or representation (Impersonated an attorney or official)
9/16/14 MS 38637 1030652	National Enterprise Systems, Inc. Closed with explanation (Not Timely, Disputed)	Debt collection Improper contact or sharing of info (Contacted employer after asked not to)
9/16/14 MS 38672 1030886	Enhanced Recovery Company, LLC Closed with non-monetary relief (Not Timely)	Debt collection Disclosure verification of debt (Not given enough info to verify debt)
9/16/14 MS 39466 1032051	AES/PHEAA Closed with explanation (Not Timely)	Student loan (Non-federal student loan) Can't repay my loan
9/15/14 MS 38618 1028501	Experian Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
9/15/14 MS 38637 1028664	ProCollect, Inc Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
9/15/14 MS 39212 1029715	Caliber Home Loans, Inc Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Settlement process and costs
9/14/14 MS 39212 1028041	Equifax Closed with explanation (Not Timely, Disputed)	Credit reporting Incorrect information on credit report (Account status)
9/13/14 MS 39211 1027725	Tower Loan Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
9/13/14 MS 39212 1027749	Citibank Closed (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
9/13/14 MS 39194 1027774	Citibank Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
9/13/14 MS 39289 1028038	National Credit Adjusters, LLC Closed with explanation (Not Timely, Disputed)	Debt collection Disclosure verification of debt (Not given enough info to verify debt)
9/13/14 MS 39208 1028039	Pioneer Credit Company Closed with explanation (Not Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
9/12/14 MS 39206 1026045	Experian Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
9/12/14 MS 39206 1026046	TransUnion Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
9/12/14 MS 39206 1026047	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
9/11/14 MS 39429 1024088	RMB, Inc. Closed with explanation (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
9/11/14 MS 38802 1024497	Ocwen Closed with explanation (Not Timely)	Debt collection (Mortgage) Cont'd attempts collect debt not owed (Debt was discharged in bankruptcy)
9/10/14 MS 38873 1021872	Tower Loan Closed with explanation (Not Timely)	Mortgage (Home equity loan or line of credit) Loan servicing, payments, escrow account
9/10/14 MS 39475 1023046	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
9/10/14 MS 37668 1023194	Regions Closed with monetary relief (Not Timely)	Bank account or service (Checking account) Deposits and withdrawals
9/10/14 MS 39170 1025510	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
9/9/14 MS 39404 1019954	BancorpSouth Bank Closed with explanation (Not Timely, Disputed)	Bank account or service (Checking account) Deposits and withdrawals
9/9/14 MS 39296 1021359	M.A.R.S. Inc. Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
9/8/14 MS 39202 1018355	First Data Corporation Closed with explanation (Not Timely, Disputed)	Credit reporting Credit monitoring or identity protection (Problem with fraud alerts)
9/8/14 MS 39110 1018505	Regions Closed with explanation (Not Timely)	Credit card Late fee
9/8/14 MS 38654 1019518	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
9/8/14 MS 38654 1019519	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account terms)
9/5/14 MS 39236 1016502	Equifax Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
9/4/14 MS 39206 1014650	Equifax Closed with explanation (Not Timely, Disputed)	Credit reporting Incorrect information on credit report (Account status)
9/4/14 MS 39206 1014651	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
9/4/14 MS 39206 1014652	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
9/4/14 MS 39475 1014753	Ocwen Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
9/4/14 MS 38654 1014946	Regions Closed with monetary relief (Not Timely)	Bank account or service (Checking account) Deposits and withdrawals
9/4/14 MS 39090 1014970	Equifax Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account terms)
9/4/14 MS 39212 1015352	Direct Financial Solutions LLC Closed with explanation (Not Timely)	Payday loan Charged fees or interest I didn't expect
9/3/14 MS 38801 1012005	Bank of America Closed with non-monetary relief (Not Timely)	Credit card Closing/Cancelling account
9/3/14 MS 38671 1012840	Patrick K Willis Company Inc Untimely response (Not Timely)	Debt collection Communication tactics (Threatened to take legal action)
9/2/14 MS 39212 1010831	TransUnion Closed with explanation (Not Timely, Disputed)	Credit reporting Credit reporting company's investigation (Inadequate help over the phone)
9/1/14 MS 39565 1009128	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
8/31/14 MS 39212 1009071	Frost-Arnett Company Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
8/31/14 MS 39212 1009072	CW Financial Closed with explanation (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
8/30/14 MS 39401 1008790	Equifax Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
8/29/14 MS 39170 1006954	Bank of America Closed with non-monetary relief (Not Timely)	Bank account or service (Checking account) Account opening, closing, or management
8/29/14 MS 39503 1008909	JPMorgan Chase Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
8/29/14 MS 39503 1008910	JPMorgan Chase Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
8/28/14 MS 39212 1005294	Tower Loan Closed with explanation (Not Timely, Disputed)	Consumer loan (Installment loan) Taking out the loan or lease
8/28/14 MS 39212 1005295	Convergent Resources, Inc. Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
8/28/14 MS 39212 1005296	Amex Closed with explanation (Not Timely, Disputed)	Debt collection (Credit card) Disclosure verification of debt (Right to dispute notice not received)
8/28/14 MS 01089 1006016	Pentagon FCU Closed with explanation (Not Timely, Disputed)	Bank account or service ((CD) Certificate of deposit) Account opening, closing, or management
8/28/14 MS 39341 1006020	Ocwen Closed with explanation (Not Timely)	Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
8/28/14 MS 39532 1006356	Diversified Consultants, Inc. Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
8/28/14 MS 38701 1006557	Tower Loan Closed with explanation (Not Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
8/28/14 MS 39046 1007807	TD Bank Closed with explanation (Not Timely, Disputed)	Credit card Identity theft / Fraud / Embezzlement
8/28/14 MS 39046 1007808	Regions Closed with non-monetary relief (Not Timely)	Consumer loan (Installment loan) Taking out the loan or lease
8/28/14 MS 39046 1007809	JPMorgan Chase Closed with explanation (Not Timely)	Credit card Identity theft / Fraud / Embezzlement
8/28/14 MS 39046 1007810	GE Capital Retail Closed with non-monetary relief (Not Timely)	Credit card Identity theft / Fraud / Embezzlement
8/27/14 MS 39212 1005286	Courtney & Camp Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was discharged in bankruptcy)
8/27/14 MS 39212 1005287	Experian Closed with non-monetary relief (Not Timely, Disputed)	Credit reporting Incorrect information on credit report (Account terms)
8/27/14 MS 39212 1005288	Citibank Closed with explanation (Not Timely, Disputed)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
8/27/14 MS 39212 1005289	Smith, Rouchon & Associates, Inc. Closed with non-monetary relief (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
8/26/14 MS 39567 1003644	Wells Fargo Closed with explanation (Not Timely, Disputed)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
8/25/14 MS 39503 999966	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
8/25/14 MS 38701 1000137	Healthcare Financial Services, LLC Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
8/24/14 MS 39042 998987	Equifax Closed with non-monetary relief (Not Timely, Disputed)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
8/22/14 MS 39443 997164	Check into Cash, Inc. Closed with explanation (Not Timely)	Payday loan Charged fees or interest I didn't expect
8/22/14 MS 39766 997357	ProCollect, Inc Closed with explanation (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
8/22/14 MS 39170 998360	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
8/21/14 MS 38672 994208	Regions Closed with explanation (Not Timely, Disputed)	Consumer loan (Installment loan) Managing the loan or lease
8/21/14 MS 38672 994209	USAA Savings Closed with explanation (Not Timely, Disputed)	Consumer loan (Vehicle loan) Managing the loan or lease
8/21/14 MS 38672 994210	PHH Mortgage Closed with explanation (Not Timely)	Mortgage (VA mortgage) Loan servicing, payments, escrow account
8/21/14 MS 38672 994211	USAA Savings Closed with explanation (Not Timely, Disputed)	Credit card Other
8/21/14 MS 39305 994863	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
8/21/14 MS 39355 995936	Seterus Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
8/21/14 MS 39571 996674	Southern Financial Systems, Inc. Closed with explanation (Not Timely, Disputed)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
8/20/14 MS 39503 992366	Equifax Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
8/20/14 MS 39056 993751	Regions Closed with explanation (Not Timely, Disputed)	Bank account or service (Checking account) Using a debit or ATM card
8/19/14 MS 38672 989927	Capital One Closed with non-monetary relief (Not Timely, Disputed)	Consumer loan (Vehicle loan) Problems when you are unable to pay
8/19/14 MS 39567 990156	Turning Point Solutions LLC Closed with non-monetary relief (Not Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
8/19/14 MS 39301 990331	Simpson Law Firm, P.A. Closed (Not Timely)	Debt collection (Medical) Taking/threatening an illegal action (Sued w/o proper notification of suit)
8/18/14 MS 38672 988050	Dovenmuehle Mortgage Inc. Closed with explanation (Not Timely, Disputed)	Mortgage (VA mortgage) Loan servicing, payments, escrow account
8/18/14 MS 39560 988563	Collections Inc Closed with explanation (Not Timely)	Debt collection (Medical) Communication tactics (Frequent or repeated calls)
8/17/14 MS 38756 987919	Equifax Closed with non-monetary relief (Not Timely, Disputed)	Credit reporting Incorrect information on credit report (Reinserted previously deleted info)
8/17/14 MS 38756 988243	AES/PHEAA Closed with explanation (Not Timely)	Student loan (Non-federal student loan) Can't repay my loan
8/15/14 MS 39553 986496	JPMorgan Chase Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
8/15/14 MS 39532 986815	Nationwide Debt Management Solutions, LLC Closed with explanation (Not Timely)	Debt collection (Credit card) Communication tactics (Threatened to take legal action)
8/15/14 MS 39206 987484	First Heritage Credit, LLC Closed with non-monetary relief (Not Timely, Disputed)	Consumer loan (Installment loan) Taking out the loan or lease
8/15/14 MS 39051 987563	JPMorgan Chase Closed with explanation (Not Timely)	Credit card Privacy
8/14/14 MS 39503 984159	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
8/14/14 MS 38721 985425	Navient Closed with explanation (Not Timely)	Student loan (Non-federal student loan) Can't repay my loan
8/13/14 MS 39503 981928	Bank of America Closed with explanation (Not Timely)	Credit card Billing disputes
8/13/14 MS 39350 982414	Insight Capital LLC Untimely response (Not Timely)	Payday loan Charged fees or interest I didn't expect
8/13/14 MS 39553 982451	Wells Fargo Closed with explanation (Not Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
8/12/14 MS 39401 979880	Encore Capital Group Closed with non-monetary relief (Not Timely)	Debt collection (Credit card) Communication tactics (Threatened to take legal action)
8/12/14 MS 39466 980177	Bank of America Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
8/11/14 MS 39365 977239	Equifax Closed with non-monetary relief (Not Timely, Disputed)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
8/11/14 MS 20782 977252	Hunter Warfield, Inc. Closed (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Right to dispute notice not received)
8/11/14 MS 39648 977602	Trustmark Corporation Closed with explanation (Not Timely)	Bank account or service (Checking account) Account opening, closing, or management
8/11/14 MS 38637 977939	GE Capital Retail Closed with monetary relief (Not Timely, Disputed)	Credit card Billing disputes
8/9/14 MS 39531 977037	Collections Inc Closed with explanation (Not Timely)	Debt collection (Medical) False statements or representation (Attempted to collect wrong amount)
8/8/14 MS 39215 976370	Green Tree Servicing, LLC Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
8/7/14 MS 39066 973397	Advanced Recovery Systems, Inc. Untimely response (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
8/7/14 MS 39211 973832	Wells Fargo Closed with non-monetary relief (Not Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
8/6/14 MS 39466 971801	GM Financial Closed with explanation (Not Timely)	Consumer loan (Vehicle loan) Shopping for a loan or lease
8/6/14 MS 39150 972427	Citibank Closed with monetary relief (Not Timely)	Credit card Late fee
8/6/14 MS 39211 974000	BancorpSouth Bank Closed with explanation (Not Timely)	Bank account or service (Checking account) Deposits and withdrawals
8/5/14 MS 39350 968468	IPAC'S Inc. Untimely response (Not Timely)	Debt collection (Medical) False statements or representation (Attempted to collect wrong amount)
8/5/14 MS 39305 970233	Capital One Closed with monetary relief (Not Timely)	Credit card Transaction issue
8/5/14 MS 38601 970703	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
8/4/14 MS 39466 966600	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
8/4/14 MS 39212 968019	Discover Closed with monetary relief (Not Timely, Disputed)	Credit card Closing/Cancelling account
8/4/14 MS 39212 968020	Credit Bureau Collection Services, Inc. Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Attempted to collect wrong amount)
8/4/14 MS 39212 968022	Trustmark Corporation Closed with explanation (Not Timely)	Credit card Closing/Cancelling account
8/4/14 MS 39212 968023	Smith, Rouchon & Associates, Inc. Closed with non-monetary relief (Not Timely, Disputed)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
8/4/14 MS 39212 968025	USAA Savings Closed with explanation (Not Timely, Disputed)	Credit card Billing disputes
8/4/14 MS 39212 968026	Ad Astra Recovery Services Inc Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
8/4/14 MS 39212 968027	HSBC Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Application, originator, mortgage broker
8/4/14 MS 39212 968030	Advanced Recovery Systems, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
8/4/14 MS 39212 968032	Collection Bureau of America Ltd. Closed with explanation (Not Timely, Disputed)	Debt collection Disclosure verification of debt (Right to dispute notice not received)
8/4/14 MS 39212 968035	Healthcare Financial Services, LLC Closed with explanation (Not Timely, Disputed)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
8/4/14 MS 39212 968036	Wells Fargo Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Application, originator, mortgage broker
8/4/14 MS 39212 968037	Pentagon FCU Closed with explanation (Not Timely, Disputed)	Credit card Other
8/4/14 MS 39212 968038	Citibank Closed with explanation (Not Timely, Disputed)	Credit card Other
8/4/14 MS 39212 968040	Caliber Home Loans, Inc Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Settlement process and costs
8/4/14 MS 39206 968689	Wells Fargo Closed with explanation (Not Timely, Disputed)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
8/4/14 MS 39212 970228	I.C. System, Inc. Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
8/4/14 MS 39212 970230	TransUnion Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account terms)
8/3/14 MS 39702 966149	Quicken Loans Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
8/3/14 MS 39466 966225	Citibank Closed with explanation (Not Timely, Disputed)	Credit card Customer service / Customer relations
8/3/14 MS 39046 966226	Santander Consumer USA Closed with explanation (Not Timely, Disputed)	Consumer loan (Vehicle loan) Problems when you are unable to pay
8/3/14 MS 38632 966526	Citibank Closed with explanation (Not Timely)	Debt collection (Credit card) Communication tactics (Frequent or repeated calls)
8/1/14 MS 38672 964063	USAA Savings Closed with explanation (Not Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
8/1/14 MS 39272 964098	U.S. Bancorp Closed with explanation (Not Timely)	Credit card Delinquent account
8/1/14 MS 39206 965427	RentDebt Automated Collections, LLC Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
7/31/14 MS 39042 962558	Equifax Closed with explanation (Not Timely)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
7/31/14 MS 39429 963594	U.S. Bancorp Closed with monetary relief (Not Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
7/31/14 MS 39074 963702	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
7/31/14 MS 39114 964270	Franklin Collection Service, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
7/30/14 MS 38701 960320	Healthcare Financial Services, LLC Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
7/30/14 MS 38654 960326	Home Loan Center Inc f/k/a LendingTree Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
7/30/14 MS 38654 960327	Carrington Mortgage Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
7/30/14 MS 39475 960722	Halsted Financial Services, LLC. Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
7/30/14 MS 38868 961021	Expert Global Solutions, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Improper contact or sharing of info (Contacted me after I asked not to)
7/29/14 MS 39212 958720	Tower Loan Closed with explanation (Not Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
7/29/14 MS 38843 960094	Check into Cash, Inc. Closed with explanation (Not Timely)	Debt collection (Payday loan) Communication tactics (Frequent or repeated calls)
7/29/14 MS 38843 960095	GVA Holdings, LLC Closed with non-monetary relief (Not Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
7/28/14 MS 39705 957247	BB&T Financial Closed with explanation (Not Timely)	Mortgage (Home equity loan or line of credit) Loan servicing, payments, escrow account
7/26/14 MS 39325 955628	Trustmark Corporation Closed with explanation (Not Timely)	Bank account or service (Cashing a check without an account) Making/receiving payments, sending money
7/25/14 MS 39641 954966	JPMorgan Chase Closed with explanation (Not Timely)	Bank account or service (Checking account) Account opening, closing, or management
7/25/14 MS 39212 955081	Ocwen Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
7/24/14 MS 38655 951585	Advance America, Cash Advance Centers, Inc. Closed with explanation (Not Timely)	Payday loan Charged fees or interest I didn't expect
7/24/14 MS 38680 953091	Green Tree Servicing, LLC Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
7/23/14 MS 39501 949328	AES/PHEAA Closed with explanation (Not Timely)	Student loan (Non-federal student loan) Dealing with my lender or servicer
7/23/14 MS 39401 950821	Check into Cash, Inc. Closed with monetary relief (Not Timely)	Debt collection (Payday loan) Taking/threatening an illegal action (Threatened to sue on too old debt)
7/22/14 MS 39744 948113	Tower Loan Closed with explanation (Not Timely)	Mortgage (Home equity loan or line of credit) Loan modification, collection, foreclosure
7/22/14 MS 39455 948119	Bank of America Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
7/21/14 MS 38863 946616	Amex Closed with monetary relief (Not Timely)	Credit card Transaction issue
7/20/14 MS 39560 945425	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
7/18/14 MS 39443 943078	Wells Fargo Closed with explanation (Not Timely)	Debt collection (Auto) Cont'd attempts collect debt not owed (Debt was paid)
7/18/14 MS 39740 943782	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Personal information)
7/18/14 MS 39520 945011	Bonneville Billing and Collections Closed with explanation (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
7/17/14 MS 39083 941363	Regions Closed with explanation (Not Timely, Disputed)	Bank account or service (Other bank product/service) Account opening, closing, or management
7/17/14 MS 39083 941365	Wells Fargo Closed with explanation (Not Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
7/17/14 MS 38672 941704	USAA Savings Closed with explanation (Not Timely, Disputed)	Mortgage (VA mortgage) Loan modification, collection, foreclosure
7/17/14 MS 39520 942574	HCFS Health Care Financial Services, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) False statements or representation (Attempted to collect wrong amount)
7/16/14 MS 39180 939169	Ocwen Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
7/16/14 MS 39663 939257	Green Tree Servicing, LLC Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional adjustable mortgage (ARM)) Loan servicing, payments, escrow account
7/16/14 MS 39601 939656	Santander Consumer USA Closed with explanation (Not Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
7/16/14 MS 39083 939733	Law Office of Michael J. Scott, PC Closed with explanation (Not Timely, Disputed)	Debt collection (Credit card) False statements or representation (Attempted to collect wrong amount)
7/16/14 MS 39083 939734	Resurgent Capital Services L.P. Closed with explanation (Not Timely)	Debt collection (Credit card) False statements or representation (Attempted to collect wrong amount)
7/16/14 MS 39216 940402	Cash America International, Inc. Closed with explanation (Not Timely)	Debt collection (Payday loan) Cont'd attempts collect debt not owed (Debt was paid)
7/15/14 MS 38967 936854	Green Tree Servicing, LLC Closed (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Credit decision / Underwriting
7/15/14 MS 38826 938433	Delbert Services Closed with explanation (Not Timely)	Debt collection (Payday loan) False statements or representation (Attempted to collect wrong amount)
7/15/14 MS 39404 938453	National Credit Systems,Inc. Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
7/14/14 MS 39973 935420	Tower Loan Closed with explanation (Not Timely)	Debt collection (Mortgage) Cont'd attempts collect debt not owed (Debt is not mine)
7/14/14 MS 38701 935490	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
7/14/14 MS 39272 935753	Healthcare Financial Services, LLC Closed with explanation (Not Timely)	Debt collection (Medical) Disclosure verification of debt (Not disclosed as an attempt to collect)
7/14/14 MS 39648 936991	Affiliated Management Services Closed with explanation (Not Timely)	Debt collection Communication tactics (Frequent or repeated calls)
7/11/14 MS 39206 932797	Tower Loan Closed with explanation (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
7/11/14 MS 38637 934090	Navient Closed with non-monetary relief (Not Timely)	Debt collection (Federal student loan) Communication tactics (Frequent or repeated calls)
7/10/14 MS 39180 931168	Medical Data Systems, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
7/10/14 MS 39180 931169	Smith, Rouchon & Associates, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
7/10/14 MS 39305 931215	Springleaf Finance Corporation Closed with explanation (Not Timely, Disputed)	Mortgage (Second mortgage) Loan servicing, payments, escrow account
7/10/14 MS 39215 932398	Bank of America Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
7/8/14 MS 38611 926769	Quicken Loans Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Application, originator, mortgage broker
7/8/14 MS 38671 927285	Bank of America Closed with explanation (Not Timely, Disputed)	Credit card Arbitration
7/7/14 MS 39211 924624	Designed Receivable Solultions, Inc. Closed with explanation (Not Timely, Disputed)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
7/7/14 MS 38671 926325	Ally Financial Inc. Closed with non-monetary relief (Not Timely)	Debt collection (Auto) Communication tactics (Frequent or repeated calls)
7/7/14 MS 39305 926500	TransUnion Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
7/7/14 MS 39576 926574	JPMorgan Chase Closed with explanation (Not Timely)	Credit card Credit line increase/decrease
7/7/14 MS 39576 926575	Capital One Closed with explanation (Not Timely)	Credit card Credit line increase/decrease
7/7/14 MS 39154 928312	Healthcare Financial Services, LLC Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
7/5/14 MS 39553 924221	Equifax Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account terms)
7/4/14 MS 38671 923897	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
7/3/14 MS 39648 922232	Citibank Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
7/3/14 MS 38829 923635	Capital One Closed with non-monetary relief (Not Timely)	Credit card Other
7/3/14 MS 39402 923837	SunTrust Bank Closed with explanation (Not Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
7/3/14 MS 38826 923953	Enhanced Recovery Company, LLC Closed with non-monetary relief (Not Timely)	Debt collection (Other (phone, health club, etc.)) Improper contact or sharing of info (Contacted me after I asked not to)
7/1/14 MS 38664 919438	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Account terms)
7/1/14 MS 39212 919984	Consolidated Management Group, LLC Closed with explanation (Not Timely)	Debt collection (Payday loan) Improper contact or sharing of info (Contacted me after I asked not to)
7/1/14 MS 39212 919985	CNG Financial Corporation Closed with explanation (Not Timely)	Debt collection (Payday loan) Improper contact or sharing of info (Contacted me after I asked not to)
6/30/14 MS 39056 916314	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
6/30/14 MS 39401 917343	JPMorgan Chase Closed with explanation (Not Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
6/30/14 MS 39443 917587	Citibank Closed with explanation (Not Timely, Disputed)	Bank account or service (Other bank product/service) Account opening, closing, or management
6/30/14 MS 39046 917648	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
6/27/14 MS 38967 914005	Green Tree Servicing, LLC Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Credit decision / Underwriting
6/27/14 MS 38671 914147	TransUnion Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
6/27/14 MS 39207 915079	Retrieval-Masters Creditors Bureau, Inc. Closed with non-monetary relief (Not Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
6/27/14 MS 38659 915580	Retrieval-Masters Creditors Bureau, Inc. Closed (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
6/26/14 MS 38967 911480	Green Tree Servicing, LLC Closed with explanation (Not Timely, Disputed)	Mortgage (Home equity loan or line of credit) Credit decision / Underwriting
6/26/14 MS 38641 911617	Trustmark Corporation Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
6/26/14 MS 39345 912088	Santander Consumer USA Closed with explanation (Not Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
6/26/14 MS 39503 912357	Wells Fargo Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
6/26/14 MS 39206 912555	Experian Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
6/25/14 MS 39426 912128	Santander Consumer USA Closed with explanation (Not Timely, Disputed)	Consumer loan (Vehicle loan) Problems when you are unable to pay
6/25/14 MS 39074 912158	U.S. Bancorp Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
6/24/14 MS 39401 907815	Trustmark Corporation Closed with explanation (Not Timely)	Bank account or service (Checking account) Account opening, closing, or management
6/23/14 MS 39437 906959	JPMorgan Chase Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
6/23/14 MS 38863 908167	Portfolio Recovery Associates, Inc. Closed with explanation (Not Timely)	Debt collection Improper contact or sharing of info (Talked to a third party about my debt)
6/20/14 MS 39503 904652	Wells Fargo Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
6/20/14 MS 39047 905238	Wells Fargo Closed with explanation (Not Timely)	Mortgage (Other mortgage) Application, originator, mortgage broker
6/19/14 MS 39567 901531	Admin Recovery, LLC Closed with explanation (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
6/19/14 MS 39180 902121	Reliant Capital Solutions, LLC Closed with explanation (Not Timely)	Debt collection Improper contact or sharing of info (Talked to a third party about my debt)
6/19/14 MS 39323 903547	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
6/18/14 MS 38804 900132	ARC Management Group, LLC Closed with explanation (Not Timely)	Debt collection (Medical) Communication tactics (Used obscene/profane/abusive language)
6/18/14 MS 39286 901577	ProCollect, Inc Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt was paid)
6/17/14 MS 39401 898019	Nexcheck, LLC Closed with monetary relief (Not Timely)	Debt collection (Other (phone, health club, etc.)) Taking/threatening an illegal action (Threatened to sue on too old debt)
6/17/14 MS 39345 898090	Municipal Collections of America, Inc. Closed with explanation (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
6/17/14 MS 39759 898304	Citibank Closed with non-monetary relief (Not Timely)	Debt collection (Payday loan) Communication tactics (Frequent or repeated calls)
6/17/14 MS 39157 898556	Array Services Group, Inc. Closed with non-monetary relief (Not Timely)	Debt collection (Medical) Disclosure verification of debt (Not given enough info to verify debt)
6/17/14 MS 38611 899613	SunTrust Bank Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
6/17/14 MS 39212 901230	FNIS (Fidelity National Information Services, Inc.) Closed with explanation (Not Timely)	Credit reporting Improper use of my credit report (Report improperly shared by CRC)
6/16/14 MS 38702 896143	Trustmark Corporation Closed with explanation (Not Timely, Disputed)	Bank account or service (Checking account) Account opening, closing, or management
6/16/14 MS 38671 896204	National Credit Systems,Inc. Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
6/16/14 MS 38606 896427	Bank of America Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
6/16/14 MS 39645 897170	Santander Consumer USA Closed with explanation (Not Timely, Disputed)	Consumer loan (Vehicle loan) Managing the loan or lease
6/13/14 MS 38601 893520	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
6/13/14 MS 39180 894812	HSBC Closed with explanation (Not Timely)	Debt collection Disclosure verification of debt (Not given enough info to verify debt)
6/12/14 MS 39209 891510	Wells Fargo Closed with explanation (Not Timely, Disputed)	Bank account or service (Other bank product/service) Making/receiving payments, sending money
6/12/14 MS 39206 892332	Nationstar Mortgage Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
6/12/14 MS 38617 892742	Paramount Recovery Systems, L.P. Closed with explanation (Timely, Disputed)	Debt collection (Medical) False statements or representation (Attempted to collect wrong amount)
6/11/14 MS 39180 890059	TransUnion Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
6/10/14 MS 38863 888355	Franklin Collection Service, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
6/10/14 MS 38732 888920	Receivable Management Group, Inc. (GA) Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
6/9/14 MS 38655 885695	Navient Closed with explanation (Not Timely)	Student loan (Non-federal student loan) Dealing with my lender or servicer
6/9/14 MS 38632 885984	Experian Closed with monetary relief (Not Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
6/9/14 MS 38680 886062	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
6/9/14 MS 39110 886565	Bank of America Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
6/9/14 MS 39212 887103	Ocwen Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
6/9/14 MS 38967 887463	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Credit decision / Underwriting
6/6/14 MS 38826 883647	Delbert Services Closed with explanation (Not Timely)	Payday loan Can't stop charges to bank account
6/5/14 MS 39739 883256	JPMorgan Chase Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
6/5/14 MS 39046 883817	First Associates Loan Servicing LLC Closed with non-monetary relief (Not Timely)	Student loan (Non-federal student loan) Dealing with my lender or servicer
6/4/14 MS 39056 880334	MNE Services, Inc Closed with non-monetary relief (Not Timely)	Payday loan Payment to acct not credited
6/4/14 MS 38654 880774	Delbert Services Closed with explanation (Not Timely)	Consumer loan (Installment loan) Managing the loan or lease
6/3/14 MS 38868 878206	Citibank Closed with non-monetary relief (Not Timely)	Debt collection (Credit card) Disclosure verification of debt (Not disclosed as an attempt to collect)
6/3/14 MS 39401 878357	CL Holdings, LLC Closed with monetary relief (Not Timely)	Bank account or service (Other bank product/service) Making/receiving payments, sending money
6/2/14 MS 39110 876884	BancorpSouth Bank Closed with explanation (Not Timely)	Bank account or service (Checking account) Account opening, closing, or management
6/2/14 MS 38671 877377	Nationstar Mortgage Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
6/2/14 MS 39215 877931	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
6/2/14 MS 38856 878112	Alliance Collection Service Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
6/2/14 MS 39211 878141	Amsher Collection Services, Inc. Closed with explanation (Timely, Disputed)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
6/1/14 MS 38967 875955	Green Tree Servicing, LLC Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Credit decision / Underwriting
5/31/14 MS 38632 875820	Jacob Law Group, PLLC Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
5/30/14 MS 38654 875426	Ocwen Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
5/30/14 MS 39206 875674	Nationstar Mortgage Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
5/29/14 MS 39479 872896	Regions Closed with explanation (Not Timely, Disputed)	Bank account or service ((CD) Certificate of deposit) Deposits and withdrawals
5/29/14 MS 39705 873273	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
5/29/14 MS 38637 873897	EOS Holdings, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Federal student loan) Cont'd attempts collect debt not owed (Debt is not mine)
5/29/14 MS 39564 874163	Equifax Closed with explanation (Not Timely)	Credit reporting Credit reporting company's investigation (No notice of investigation status/result)
5/28/14 MS 38826 870200	Delbert Services Closed with explanation (Not Timely)	Consumer loan (Installment loan) Managing the loan or lease
5/25/14 MS 38863 867691	Henley, Lotterhos & Henley, PLLC Closed with non-monetary relief (Not Timely)	Credit card Identity theft / Fraud / Embezzlement
5/25/14 MS 38866 867765	Citibank Closed with explanation (Not Timely)	Credit card Billing disputes
5/24/14 MS 38701 867618	GE Capital Retail Closed with explanation (Not Timely)	Credit card Credit line increase/decrease
5/21/14 MS 39501 863397	Bank of America Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
5/20/14 MS 39574 860309	Ally Financial Inc. Closed with explanation (Not Timely)	Debt collection (Auto) Communication tactics (Frequent or repeated calls)
5/20/14 MS 38632 861968	Regions Closed with monetary relief (Not Timely)	Bank account or service (Checking account) Problems caused by my funds being low
5/19/14 MS 39046 858924	First Data Corporation Closed with explanation (Not Timely)	Bank account or service (Checking account) Making/receiving payments, sending money
5/19/14 MS 38704 859014	Equifax Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Account status)
5/19/14 MS 38704 859015	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Reinserted previously deleted info)
5/16/14 MS 39503 855391	Enova International, Inc. Closed with explanation (Not Timely)	Payday loan Received a loan I didn't apply for
5/16/14 MS 38655 855868	Advance America, Cash Advance Centers, Inc. Closed with explanation (Not Timely)	Payday loan Applied for loan/did not receive money
5/16/14 MS 39540 856583	Regions Closed (Not Timely)	Bank account or service (Other bank product/service) Account opening, closing, or management
5/15/14 MS 39074 854346	JPMorgan Chase Closed with explanation (Timely, Disputed)	Consumer loan (Installment loan) Problems when you are unable to pay
5/15/14 MS 38654 854684	Green Tree Servicing, LLC Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Application, originator, mortgage broker
5/14/14 MS 39215 853307	Bank of America Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
5/14/14 MS 39213 853340	Searay Portfolio Management Closed with explanation (Timely, Disputed)	Debt collection (Payday loan) Improper contact or sharing of info (Talked to a third party about my debt)
5/13/14 MS 39213 849949	Maury Cobb, Attorney at Law, LLC Closed with explanation (Not Timely)	Debt collection False statements or representation (Impersonated an attorney or official)
5/13/14 MS 39215 851142	Bank of America Closed with explanation (Timely, Disputed)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
5/12/14 MS 39211 847074	Fifth Third Bank Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Account opening, closing, or management
5/12/14 MS 39206 847241	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
5/12/14 MS 39206 847242	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
5/12/14 MS 39206 847243	Equifax Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
5/12/14 MS 39532 847267	Pacific Financial Group Closed with explanation (Not Timely)	Debt collection Disclosure verification of debt (Not given enough info to verify debt)
5/12/14 MS 39571 847786	Citibank Closed with non-monetary relief (Not Timely)	Credit card Delinquent account
5/12/14 MS 39532 848130	HIGHLAND FINANCIAL SERVICES Closed (Timely, Disputed)	Debt collection Taking/threatening an illegal action (Threatened arrest/jail if do not pay)
5/9/14 MS 39563 845774	Ocwen Closed with explanation (Not Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
5/9/14 MS 38967 845819	Advanced Recovery Systems, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
5/9/14 MS 39073 846799	Navy FCU Closed with explanation (Not Timely)	Bank account or service (Checking account) Deposits and withdrawals
5/8/14 MS 38801 843005	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
5/8/14 MS 39212 843122	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
5/8/14 MS 39437 843615	Experian Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
5/8/14 MS 39663 843635	Ally Financial Inc. Closed with explanation (Not Timely)	Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
5/8/14 MS 38833 843997	Vanderbilt Mortgage & Finance Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
5/8/14 MS 38614 844085	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Credit reporting company's investigation (Problem with statement of dispute)
5/8/14 MS 39402 844170	USAA Savings Closed with monetary relief (Not Timely)	Bank account or service (Checking account) Deposits and withdrawals
5/7/14 MS 39564 840992	Whitney Bank Closed with explanation (Not Timely, Disputed)	Mortgage (Other mortgage) Settlement process and costs
5/7/14 MS 39110 841152	Bank of America Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
5/7/14 MS 39466 842159	Bank of America Closed with explanation (Not Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
5/7/14 MS 39073 842355	JPMorgan Chase Closed with explanation (Not Timely)	Credit card APR or interest rate
5/7/14 MS 39114 842780	HOVG, LLC Closed with explanation (Not Timely)	Debt collection Communication tactics (Frequent or repeated calls)
5/6/14 MS 39601 841068	Commonwealth Financial Systems, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
5/6/14 MS 39601 841069	Expert Global Solutions, Inc. Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
5/4/14 MS 39150 836995	Tower Loan Closed with explanation (Not Timely)	Mortgage (Home equity loan or line of credit) Loan modification, collection, foreclosure
5/2/14 MS 38632 834939	Searay Portfolio Management Closed with explanation (Not Timely)	Debt collection (Payday loan) Communication tactics (Threatened to take legal action)
5/2/14 MS 39362 836202	Ditech Financial LLC Closed with explanation (Not Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
5/2/14 MS 38901 836327	Citibank Closed with explanation (Not Timely)	Credit card Billing disputes
4/30/14 MS 39342 832442	Advanced Collection Services, LTD Closed with explanation (Not Timely)	Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
4/30/14 MS 39648 832922	Citibank Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
4/30/14 MS 39215 833095	JPMorgan Chase Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Other
4/29/14 MS 38826 829056	Select Portfolio Servicing, Inc Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
4/29/14 MS 39073 830595	Navy FCU Closed with explanation (Timely, Disputed)	Bank account or service (Checking account) Account opening, closing, or management
4/29/14 MS 39038 830649	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
4/29/14 MS 39038 830650	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
4/29/14 MS 39563 831772	Navient Closed with explanation (Timely, Disputed)	Student loan (Non-federal student loan) Can't repay my loan
4/28/14 MS 39426 827928	GE Capital Retail Closed with explanation (Timely, Disputed)	Debt collection Cont'd attempts collect debt not owed (Debt was paid)
4/28/14 MS 39212 828434	Equifax Closed with non-monetary relief (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
4/28/14 MS 39426 829376	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account terms)
4/28/14 MS 39307 829457	Healthcare Financial Services, LLC Closed with explanation (Not Timely)	Debt collection (Medical) Communication tactics (Frequent or repeated calls)
4/28/14 MS 39212 829460	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
4/28/14 MS 39212 829461	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
4/25/14 MS 38866 825761	Equifax Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
4/25/14 MS 38866 825762	TransUnion Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
4/25/14 MS 38866 825763	Experian Closed with explanation (Not Timely)	Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
4/24/14 MS 38661 824317	Santander Consumer USA Closed with explanation (Timely, Disputed)	Debt collection (Auto) Cont'd attempts collect debt not owed (Debt is not mine)
4/23/14 MS 39212 821199	Carrington Mortgage Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
4/23/14 MS 39702 821412	BancorpSouth Bank Closed with explanation (Not Timely)	Bank account or service (Savings account) Deposits and withdrawals
4/23/14 MS 38732 822397	URS Holdings LLC Closed with explanation (Timely, Disputed)	Debt collection (Federal student loan) Cont'd attempts collect debt not owed (Debt was paid)
4/23/14 MS 39157 823147	Regions Closed (Not Timely)	Bank account or service (Checking account) Account opening, closing, or management
4/22/14 MS 39047 819605	Regions Closed with monetary relief (Not Timely)	Mortgage (Other mortgage) Loan servicing, payments, escrow account
4/21/14 MS 39212 818432	Ocwen Closed with explanation (Not Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
4/18/14 MS 39211 815849	Western Union Closed with explanation (Not Timely)	Money transfers (International money transfer) Other transaction issues
4/18/14 MS 39705 816042	Bank of America Closed with explanation (Timely, Disputed)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
4/17/14 MS 39194 812587	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
4/17/14 MS 39476 814795	GE Capital Retail Closed with monetary relief (Not Timely)	Credit card APR or interest rate
4/16/14 MS 39562 811265	Citibank Closed (Not Timely)	Debt collection (Mortgage) Communication tactics (Frequent or repeated calls)
4/16/14 MS 38801 812189	Tower Loan Closed with explanation (Not Timely)	Mortgage (Home equity loan or line of credit) Loan modification, collection, foreclosure
4/16/14 MS 39128 812249	PHH Mortgage Closed (Not Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
4/15/14 MS 39653 808922	Equifax Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account status)
4/15/14 MS 39042 809689	Absolute Collections Corp. Closed with explanation (Not Timely)	Debt collection (Other (phone, health club, etc.)) False statements or representation (Attempted to collect wrong amount)
4/15/14 MS 39110 810828	Experian Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
4/14/14 MS 39401 806737	Halsted Financial Services, LLC. Closed with explanation (Timely)	Debt collection (Payday loan) Taking/threatening an illegal action (Threatened to sue on too old debt)
4/14/14 MS 39401 806738	PLS GROUP, INC Closed with non-monetary relief (Not Timely)	Debt collection (Payday loan) Taking/threatening an illegal action (Threatened to sue on too old debt)
4/14/14 MS 39401 806740	QC Holdings, Inc. Closed with non-monetary relief (Timely)	Debt collection (Payday loan) Taking/threatening an illegal action (Threatened to sue on too old debt)
4/10/14 MS 63109 802185	Regions Closed with monetary relief (Not Timely)	Bank account or service (Checking account) Account opening, closing, or management
4/10/14 MS 39701 803848	TransUnion Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
4/8/14 MS 38601 798414	TransUnion Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
4/7/14 MS 39367 796321	Regions Closed with monetary relief (Timely, Disputed)	Bank account or service (Checking account) Problems caused by my funds being low
4/7/14 MS 39730 797148	Bank of America Closed with non-monetary relief (Timely)	Bank account or service (Other bank product/service) Making/receiving payments, sending money
4/7/14 MS 39507 797326	USAA Savings Closed with explanation (Timely)	Consumer loan (Vehicle loan) Managing the loan or lease
4/4/14 MS 39503 794282	Banco Popular North America Closed with explanation (Not Timely)	Payday loan Payment to acct not credited
4/3/14 MS 39704 792435	Experian Closed with explanation (Timely, Disputed)	Credit reporting Incorrect information on credit report (Information is not mine)
4/3/14 MS 39157 792747	GE Capital Retail Closed with explanation (Not Timely)	Credit card Closing/Cancelling account
4/2/14 MS 38701 789716	Capital One Closed with non-monetary relief (Not Timely)	Credit card Advertising and marketing
4/2/14 MS 38637 789730	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
4/2/14 MS 39330 789899	OneWest Bank Closed with explanation (Timely)	Mortgage (VA mortgage) Loan modification, collection, foreclosure
4/2/14 MS 38732 790289	Franklin Collection Service, Inc. Closed with explanation (Timely)	Debt collection (Medical) Taking/threatening an illegal action (Threatened to sue on too old debt)
4/2/14 MS 39272 791423	Healthcare Financial Services, LLC Closed with explanation (Timely, Disputed)	Debt collection (Medical) Disclosure verification of debt (Not given enough info to verify debt)
4/2/14 MS 38801 791570	USAA Savings Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
4/1/14 MS 39531 788514	Ocwen Closed with non-monetary relief (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
4/1/14 MS 38826 789179	PNC Bank Closed with explanation (Not Timely)	Student loan (Non-federal student loan) Can't repay my loan
3/31/14 MS 39170 785259	TransUnion Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
3/31/14 MS 39170 785260	Equifax Closed with explanation (Not Timely)	Credit reporting Incorrect information on credit report (Account status)
3/31/14 MS 39170 785261	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Account status)
3/29/14 MS 38965 784676	Delbert Services Closed with explanation (Timely)	Payday loan Charged fees or interest I didn't expect
3/28/14 MS 38655 783208	Constar Financial Services, LLC Closed with explanation (Timely)	Debt collection (Auto) Communication tactics (Used obscene/profane/abusive language)
3/28/14 MS 38655 783209	Hyundai Capital America Closed with explanation (Timely)	Debt collection (Auto) Communication tactics (Used obscene/profane/abusive language)
3/28/14 MS 39047 784490	Regions Closed (Timely, Disputed)	Bank account or service (Checking account) Deposits and withdrawals
3/28/14 MS 39212 784663	Bank of America Closed with explanation (Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
3/27/14 MS 38671 781939	Bank of America Closed with explanation (Timely)	Mortgage (VA mortgage) Loan servicing, payments, escrow account
3/27/14 MS 39567 782279	Alliance Asset Management, Inc Closed with explanation (Timely)	Debt collection (Payday loan) Cont'd attempts collect debt not owed (Debt was paid)
3/27/14 MS 39564 782586	Capital One Closed with explanation (Timely)	Debt collection (Credit card) Communication tactics (Frequent or repeated calls)
3/27/14 MS 39564 782588	GE Capital Retail Closed with explanation (Timely)	Debt collection (Credit card) Communication tactics (Frequent or repeated calls)
3/27/14 MS 39564 782589	Ad Astra Recovery Services Inc Closed with explanation (Timely, Disputed)	Debt collection (Payday loan) Communication tactics (Frequent or repeated calls)
3/27/14 MS 39564 782590	Speedy Cash Holdings Closed with explanation (Timely, Disputed)	Debt collection (Payday loan) Communication tactics (Frequent or repeated calls)
3/27/14 MS 38804 782609	State Collection Service, Inc. Closed with explanation (Timely, Disputed)	Debt collection (Medical) Disclosure verification of debt (Not given enough info to verify debt)
3/27/14 MS 38967 782634	Green Tree Servicing, LLC Closed with explanation (Timely, Disputed)	Mortgage (FHA mortgage) Credit decision / Underwriting
3/26/14 MS 39503 779062	Nationstar Mortgage Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Application, originator, mortgage broker
3/26/14 MS 39212 779095	TransUnion Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Personal information)
3/26/14 MS 39212 779096	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Public record)
3/26/14 MS 39212 779097	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Public record)
3/25/14 MS 39203 775995	General Information Services, Inc Closed with explanation (Timely, Disputed)	Credit reporting Improper use of my credit report (Report shared with employer w/o consent)
3/25/14 MS 39284 776626	Capital One Closed with explanation (Timely)	Credit card Identity theft / Fraud / Embezzlement
3/25/14 MS 39466 776851	Bank of America Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
3/24/14 MS 39531 774021	Tower Loan Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
3/24/14 MS 39213 774247	RentDebt Automated Collections, LLC Closed with explanation (Timely)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not given enough info to verify debt)
3/23/14 MS 38701 773837	JPMorgan Chase Closed with explanation (Timely)	Credit card APR or interest rate
3/22/14 MS 39531 773327	TransUnion Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/22/14 MS 39047 773534	MS Services LLC Closed with explanation (Timely, Disputed)	Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Right to dispute notice not received)
3/21/14 MS 38849 772085	Green Tree Servicing, LLC Closed with explanation (Timely)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
3/21/14 MS 39652 772748	Wells Fargo Closed with explanation (Timely, Disputed)	Mortgage (Other mortgage) Loan modification, collection, foreclosure
3/20/14 MS 39563 769227	ECMC Group, Inc. Closed with explanation (Timely, Disputed)	Student loan (Non-federal student loan) Dealing with my lender or servicer
3/19/14 MS 39180 765081	Regions Closed with monetary relief (Not Timely)	Bank account or service (Checking account) Deposits and withdrawals
3/19/14 MS 39194 765620	Experian Closed with non-monetary relief (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/19/14 MS 39194 765621	Portfolio Recovery Associates, Inc. Closed with non-monetary relief (Timely)	Mortgage (Other mortgage) Application, originator, mortgage broker
3/19/14 MS 38654 768901	SIMM Associates, Inc. Closed with explanation (Timely)	Debt collection (Non-federal student loan) Cont'd attempts collect debt not owed (Debt was discharged in bankruptcy)
3/19/14 MS 38654 768902	AES/PHEAA Closed with explanation (Timely)	Debt collection (Non-federal student loan) Cont'd attempts collect debt not owed (Debt was discharged in bankruptcy)
3/19/14 MS 38654 768903	Navient Closed with explanation (Timely)	Debt collection (Non-federal student loan) Cont'd attempts collect debt not owed (Debt was discharged in bankruptcy)
3/19/14 MS 38654 768904	Great Lakes Closed with explanation (Timely)	Debt collection (Non-federal student loan) Cont'd attempts collect debt not owed (Debt was discharged in bankruptcy)
3/19/14 MS 38654 768905	U.S. Bancorp Closed with explanation (Timely)	Debt collection (Non-federal student loan) Cont'd attempts collect debt not owed (Debt was discharged in bankruptcy)
3/18/14 MS 38637 763725	Navient Closed with non-monetary relief (Not Timely)	Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
3/18/14 MS 39503 763778	Capital One Closed with explanation (Timely)	Bank account or service (Checking account) Account opening, closing, or management
3/18/14 MS 38856 766908	Accurate Financial Partners Closed with explanation (Timely)	Debt collection (Payday loan) False statements or representation (Indicated committed crime not paying)
3/18/14 MS 38879 768503	URS Holdings LLC Closed with explanation (Timely)	Debt collection (Non-federal student loan) Communication tactics (Threatened to take legal action)
3/17/14 MS 39540 759449	Experian Closed with non-monetary relief (Not Timely)	Credit reporting Incorrect information on credit report (Public record)
3/17/14 MS 39047 760315	Global Recovery Group Closed with explanation (Timely)	Debt collection (Payday loan) Improper contact or sharing of info (Contacted employer after asked not to)
3/17/14 MS 39117 761204	Citibank Closed with explanation (Timely)	Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
3/17/14 MS 39140 761300	American Advisors Group Closed with explanation (Timely)	Mortgage (Reverse mortgage) Application, originator, mortgage broker
3/15/14 MS 38961 759025	Discover Closed with explanation (Timely)	Credit card Delinquent account
3/14/14 MS 39211 760408	Tower Loan Closed with explanation (Timely)	Consumer loan (Installment loan) Problems when you are unable to pay
3/14/14 MS 39206 766450	Santander Consumer USA Closed with explanation (Timely, Disputed)	Consumer loan (Vehicle loan) Managing the loan or lease
3/14/14 MS 39206 766451	Experian Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Account status)
3/13/14 MS 38856 756686	Bank of America Closed with explanation (Timely)	Mortgage (FHA mortgage) Loan modification, collection, foreclosure
3/13/14 MS 39307 763209	Portfolio Recovery Associates, Inc. Closed with non-monetary relief (Not Timely)	Debt collection (Credit card) False statements or representation (Attempted to collect wrong amount)
3/13/14 MS 39437 767377	Franklin Collection Service, Inc. Closed with explanation (Timely)	Debt collection (Medical) Communication tactics (Threatened to take legal action)
3/12/14 MS 39120 757189	Regions Closed with explanation (Not Timely)	Bank account or service (Checking account) Account opening, closing, or management
3/12/14 MS 38642 760149	Equifax Closed with explanation (Timely)	Credit reporting Incorrect information on credit report (Information is not mine)
3/12/14 MS 39194 767220	Bank of America Closed with explanation (Timely)	Mortgage (FHA mortgage) Loan servicing, payments, escrow account
3/11/14 MS 39564 755054	Cavalry Investments, LLC Closed with non-monetary relief (Timely)	Debt collection (Credit card) Cont'd attempts collect debt not owed (Debt is not mine)

1,815 Complaints Found

Showing Results 1 - 1,000

Page: 1 2

About the CFPB's Consumer Complaint Database

Each week, the recently created Consumer Financial Protection Bureau receives thousands of new complaints about financial products and services. Complaints help them understand the financial marketplace and protect consumers. You can visit their original copy of their Consumer Complaint Database here:
http://www.consumerfinance.gov/complaintdatabase/

Product	The type of product the consumer identified in the complaint.
Sub-product	The type of sub-product the consumer identified in the complaint.
Issue	The issue the consumer identified in the complaint.
Sub-issue	The sub-issue the consumer identified in the complaint.
Company	The complaint is about this company.
Date received	The date the CFPB received the complaint.
Company response	This is how the company responded.
Timely response?	Whether the company gave a timely response.
Consumer dispute	Whether the consumer disputed the response.

About This Info

About These Bad Banks

Results by Company

150	Bank of America
122	Equifax
96	Experian
92	Wells Fargo
86	TransUnion
82	JPMorgan Chase
79	Regions
67	Ocwen
63	Citibank
61	Green Tree Servicing, LLC
54	Capital One
29	Navient
29	Nationstar Mortgage
27	GE Capital Retail
26	Tower Loan
25	USAA Savings
23	BancorpSouth Bank
21	Santander Consumer USA
16	Healthcare Financial Services, LLC
15	Amex
15	Trustmark Corporation
15	Discover
14	U.S. Bancorp
12	Franklin Collection Service, Inc.
12	Springleaf Finance Cor