Date,
State,
Zip,
ID#
|
Company,
Response
(Timely?,
Disputed?)
|
Product,
(Sub-Product)
Issue,
(Sub-Issue)
|
|
6/10/15
CA 92114
1415214
|
Wells Fargo Closed with explanation
(Timely)
| Bank account or service (Checking account) Deposits and withdrawals
|
5/26/15
CA 92114
1390804
|
Wells Fargo Closed with explanation
(Timely)
| Consumer loan (Installment loan) Shopping for a loan or lease
|
5/18/15
CA 92114
1379847
|
Encore Capital Group Closed with non-monetary relief
(Timely)
| Debt collection (Other (phone, health club, etc.)) Taking/threatening an illegal action (Threatened to sue on too old debt)
|
5/11/15
CA 92114
1368735
|
TransUnion Closed with non-monetary relief
(Timely, Disputed)
| Credit reporting Incorrect information on credit report (Information is not mine)
|
5/10/15
CA 92114
1368688
|
Gryphon Corp Closed with explanation
(Timely, Disputed)
| Debt collection Disclosure verification of debt (Right to dispute notice not received)
|
5/10/15
CA 92114
1368687
|
Fidelity National Financial, Inc In progress
(Timely)
| Debt collection Disclosure verification of debt (Right to dispute notice not received)
|
4/30/15
CA 92114
1355703
|
Experian Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
4/30/15
CA 92114
1355704
|
TransUnion Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
4/27/15
CA 92114
1349504
|
Equifax Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
4/22/15
CA 92114
1342864
|
Bank of America Closed with monetary relief
(Timely)
| Credit card Transaction issue
|
4/22/15
CA 92114
1341985
|
Wells Fargo In progress
(Timely)
| Mortgage (VA mortgage) Loan modification, collection, foreclosure
|
4/9/15
CA 92114
1322508
|
Wells Fargo Closed with monetary relief
(Timely)
| Bank account or service (Other bank product/service) Account opening, closing, or management
|
4/8/15
CA 92114
1320687
|
Equifax Closed with explanation
(Timely, Disputed)
| Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
|
4/8/15
CA 92114
1322745
|
Ocwen In progress
(Timely)
| Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
|
4/6/15
CA 92114
1317936
|
Bank of America Closed with monetary relief
(Timely)
| Credit card Billing disputes
|
3/31/15
CA 92114
1310466
|
Specialized Loan Servicing LLC Closed with explanation
(Timely)
| Mortgage (Conventional fixed mortgage) Settlement process and costs
|
2/20/15
CA 92114
1250000
|
Servis One, Inc. Closed with explanation
(Timely)
| Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
|
2/19/15
CA 92114
1248004
|
Diversified Consultants, Inc. Closed with explanation
(Timely)
| Debt collection Communication tactics (Used obscene/profane/abusive language)
|
2/12/15
CA 92114
1238674
|
Access Group Closed with explanation
(Timely)
| Student loan (Non-federal student loan) Dealing with my lender or servicer
|
2/9/15
CA 92114
1231060
|
Bank of America Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
2/2/15
CA 92114
1221625
|
Bank of America Closed
(Timely, Disputed)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
1/22/15
CA 92114
1204941
|
Diversified Acceptance Corporation Closed with explanation
(Timely, Disputed)
| Debt collection Communication tactics (Threatened to take legal action)
|
1/22/15
CA 92114
1205760
|
Receivables Performance Management LLC Closed with explanation
(Timely)
| Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
|
1/21/15
CA 92114
1202346
|
California Business Bureau, Inc. Closed with explanation
(Timely, Disputed)
| Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
|
1/21/15
CA 92114
1202347
|
Convergent Resources, Inc. Closed with explanation
(Timely, Disputed)
| Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
|
1/19/15
CA 92114
1199082
|
Experian Closed with explanation
(Timely)
| Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
|
1/2/15
CA 92114
1178603
|
Springleaf Finance Corporation Closed with explanation
(Timely)
| Consumer loan (Title loan) Charged fees or interest I didn't expect
|
1/2/15
CA 92114
1179517
|
Universal Fidelity LP Closed with explanation
(Timely)
| Debt collection Communication tactics (Frequent or repeated calls)
|
12/25/14
CA 92114
1170951
|
Army and Air Force Exchange Service Closed with explanation
(Timely, Disputed)
| Credit card Billing disputes
|
12/8/14
CA 92114
1146841
|
JPMorgan Chase Closed with explanation
(Timely)
| Student loan (Non-federal student loan) Can't repay my loan
|
12/8/14
CA 92114
1148504
|
Capital One Closed with explanation
(Timely, Disputed)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
11/12/14
CA 92114
1112548
|
Wells Fargo Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan servicing, payments, escrow account
|
10/23/14
CA 92114
1083341
|
Experian Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
10/23/14
CA 92114
1083342
|
Equifax Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
10/23/14
CA 92114
1083343
|
TransUnion Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
10/23/14
CA 92114
1083800
|
NOVA Financial & Investment Corporation Closed with explanation
(Timely, Disputed)
| Mortgage (Other mortgage) Application, originator, mortgage broker
|
10/22/14
CA 92114
1081438
|
Experian Closed with non-monetary relief
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
10/22/14
CA 92114
1081439
|
TransUnion Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
10/22/14
CA 92114
1081440
|
Equifax Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
10/20/14
CA 92114
1078707
|
Reliant Financial Corporation Closed with explanation
(Timely, Disputed)
| Consumer loan (Vehicle loan) Problems when you are unable to pay
|
10/1/14
CA 92114
1054105
|
TransUnion Closed with explanation
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
9/19/14
CA 92114
1035955
|
Citibank Closed with explanation
(Not Timely, Disputed)
| Credit card APR or interest rate
|
9/12/14
CA 92114
1027279
|
Ocwen Closed with explanation
(Not Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
9/11/14
CA 92114
1025515
|
Equifax Closed with explanation
(Not Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
9/5/14
CA 92114
1017033
|
Experian Closed with non-monetary relief
(Not Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
8/28/14
CA 92114
1005033
|
JPMorgan Chase Closed with explanation
(Not Timely)
| Bank account or service (Other bank product/service) Using a debit or ATM card
|
8/28/14
CA 92114
1006864
|
Capital One Closed with monetary relief
(Not Timely)
| Credit card APR or interest rate
|
8/26/14
CA 92114
1002123
|
CMRE Financial Services, Inc. Closed with explanation
(Not Timely)
| Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
|
8/21/14
CA 92114
994261
|
Select Portfolio Servicing, Inc Closed with explanation
(Not Timely)
| Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
|
8/11/14
CA 92114
977339
|
JPMorgan Chase Closed with explanation
(Not Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
8/11/14
CA 92114
977340
|
Nationstar Mortgage Closed with explanation
(Not Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
8/5/14
CA 92114
968455
|
CIT Bank National Association Closed with explanation
(Not Timely, Disputed)
| Mortgage (Reverse mortgage) Loan servicing, payments, escrow account
|
7/24/14
CA 92114
952346
|
TransUnion Closed with explanation
(Not Timely)
| Credit reporting Incorrect information on credit report (Information is not mine)
|
7/20/14
CA 92114
945428
|
Experian Closed with non-monetary relief
(Not Timely)
| Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
|
7/8/14
CA 92114
928628
|
California Business Bureau, Inc. Closed with explanation
(Not Timely, Disputed)
| Debt collection (Medical) Cont'd attempts collect debt not owed (Debt is not mine)
|
6/10/14
CA 92114
889024
|
Capital One Closed with non-monetary relief
(Not Timely)
| Consumer loan (Vehicle loan) Shopping for a loan or lease
|
5/25/14
CA 92114
867815
|
TransUnion Closed with non-monetary relief
(Not Timely)
| Credit reporting Unable to get credit report/credit score (Problem getting my free annual report)
|
5/23/14
CA 92114
866267
|
Bank of America Closed with explanation
(Not Timely)
| Bank account or service (Checking account) Deposits and withdrawals
|
4/22/14
CA 92114
819336
|
Fifth Third Bank Closed with explanation
(Not Timely)
| Debt collection (Other (phone, health club, etc.)) Communication tactics (Frequent or repeated calls)
|
4/18/14
CA 92114
814686
|
Bank of America Closed with explanation
(Timely, Disputed)
| Debt collection (Mortgage) Taking/threatening an illegal action (Seized/Attempted to seize property)
|
4/14/14
CA 92114
806797
|
JPMorgan Chase Closed with explanation
(Timely, Disputed)
| Mortgage (Home equity loan or line of credit) Loan modification, collection, foreclosure
|
4/13/14
CA 92114
806502
|
Bank of America Closed with explanation
(Timely, Disputed)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
4/13/14
CA 92114
806647
|
JPMorgan Chase Closed with explanation
(Timely, Disputed)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
4/10/14
CA 92114
804460
|
JPMorgan Chase Closed with explanation
(Timely)
| Bank account or service (Checking account) Problems caused by my funds being low
|
3/26/14
CA 92114
780004
|
Servis One, Inc. Closed with explanation
(Not Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
3/19/14
CA 92114
765050
|
World Recovery Service, LLC Closed with explanation
(Timely)
| Debt collection (Other (phone, health club, etc.)) Communication tactics (Threatened to take legal action)
|
3/4/14
CA 92114
742408
|
Capital One Closed with explanation
(Timely, Disputed)
| Consumer loan (Vehicle loan) Shopping for a loan or lease
|
3/4/14
CA 92114
745906
|
Select Portfolio Servicing, Inc Closed with explanation
(Timely, Disputed)
| Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
|
2/19/14
CA 92114
719786
|
Bank of America Closed with explanation
(Timely, Disputed)
| Mortgage (Conventional adjustable mortgage (ARM)) Application, originator, mortgage broker
|
2/18/14
CA 92114
718954
|
Crown Asset Management, LLC Closed with explanation
(Timely)
| Debt collection Cont'd attempts collect debt not owed (Debt is not mine)
|
1/31/14
CA 92114
694682
|
Bank of America Closed with explanation
(Timely)
| Debt collection (Mortgage) Disclosure verification of debt (Not given enough info to verify debt)
|
1/29/14
CA 92114
691566
|
Experian Closed with non-monetary relief
(Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
1/29/14
CA 92114
691567
|
Collection Consultants of California Closed with explanation
(Timely)
| Debt collection (Medical) Cont'd attempts collect debt not owed (Debt was paid)
|
1/29/14
CA 92114
691872
|
Collection Consultants of California Closed with explanation
(Timely)
| Debt collection (Other (phone, health club, etc.)) Cont'd attempts collect debt not owed (Debt is not mine)
|
1/22/14
92114
680800
|
Bayview Loan Servicing, LLC Closed with explanation
(Timely)
| Debt collection (Mortgage) Cont'd attempts collect debt not owed (Debt is not mine)
|
1/22/14
CA 92114
681080
|
Bank of America Closed with explanation
(Timely, Disputed)
| Mortgage (Other mortgage) Loan servicing, payments, escrow account
|
1/17/14
CA 92114
673831
|
Wells Fargo Closed with explanation
(Timely)
| Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
|
1/9/14
CA 92114
662049
|
Capital One Closed with explanation
(Not Timely, Disputed)
| Credit card Payoff process
|
1/7/14
CA 92114
659015
|
Mutual Financial Partners Closed
(Timely)
| Debt collection (Payday loan) Improper contact or sharing of info (Contacted employer after asked not to)
|
1/7/14
CA 92114
659016
|
Check into Cash, Inc. Closed with monetary relief
(Not Timely)
| Debt collection (Payday loan) Improper contact or sharing of info (Contacted employer after asked not to)
|
12/27/13
CA 92114
646901
|
JPMorgan Chase Closed with explanation
(Not Timely)
| Bank account or service (Checking account) Account opening, closing, or management
|
12/19/13
CA 92114
639155
|
Nationstar Mortgage Closed with explanation
(Timely, Disputed)
| Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
|
12/17/13
CA 92114
638204
|
JPMorgan Chase Closed with explanation
(Not Timely)
| Bank account or service (Checking account) Account opening, closing, or management
|
12/12/13
CA 92114
631119
|
Bank of America Closed with explanation
(Timely, Disputed)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
11/26/13
92114
612256
|
Equifax Closed with explanation
(Not Timely)
| Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
|
11/26/13
CA 92114
612257
|
TransUnion Closed with explanation
(Not Timely)
| Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
|
11/25/13
CA 92114
610955
|
Experian Closed with explanation
(Not Timely)
| Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
|
11/18/13
CA 92114
600687
|
Bank of America Closed with explanation
(Timely, Disputed)
| Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
|
11/6/13
CA 92114
587729
|
Encore Capital Group Closed with explanation
(Not Timely)
| Debt collection (Other (phone, health club, etc.)) Disclosure verification of debt (Not disclosed as an attempt to collect)
|
11/6/13
CA 92114
587731
|
TransUnion Closed with explanation
(Not Timely)
| Credit reporting Incorrect information on credit report (Account status)
|
10/8/13
CA 92114
554978
|
Bank of America Closed with explanation
(Not Timely)
| Mortgage (FHA mortgage) Loan servicing, payments, escrow account
|
9/21/13
CA 92114
537130
|
PayPal Closed with monetary relief
(Not Timely)
| Money transfers (Domestic (US) money transfer) Other service issues
|
9/17/13
CA 92114
530943
|
Union Bank Closed with explanation
(Not Timely)
| Bank account or service (Other bank product/service) Problems caused by my funds being low
|
8/24/13
CA 92114
503333
|
Law Office of Joe Pezzuto, LLC Closed with explanation
(Timely)
| Debt collection (Credit card) Disclosure verification of debt (Not given enough info to verify debt)
|
8/19/13
CA 92114
495278
|
Bank of America Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
8/12/13
CA 92114
487004
|
Receivables Performance Management LLC Closed with explanation
(Timely)
| Bank account or service (Other bank product/service) Account opening, closing, or management
|
8/12/13
CA 92114
487612
|
Westlake Services, LLC Closed with explanation
(Timely)
| Consumer loan (Vehicle loan) Problems when you are unable to pay
|
8/9/13
CA 92114
486124
|
Bank of America Closed with explanation
(Timely)
| Mortgage (FHA mortgage) Loan servicing, payments, escrow account
|
8/6/13
CA 92114
493184
|
TransUnion Closed with explanation
(Timely)
| Credit reporting Unable to get credit report/credit score (Problem getting report or credit score)
|
7/23/13
CA 92114
473373
|
Bank of America Closed with explanation
(Timely, Disputed)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
7/15/13
CA 92114
457412
|
SIMM Associates, Inc. Closed with explanation
(Not Timely)
| Debt collection Taking/threatening an illegal action (Sued where didn't live/sign for debt)
|
6/24/13
CA 92114
441409
|
Wells Fargo Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
5/29/13
CA 92114
419276
|
Bank of America Closed with explanation
(Timely)
| Mortgage (Conventional fixed mortgage) Loan servicing, payments, escrow account
|
5/20/13
CA 92114
411922
|
Bank of America Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
5/10/13
CA 92114
404543
|
Bank of America Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
5/7/13
CA 92114
401554
|
U.S. Bancorp Closed with explanation
(Timely, Disputed)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
4/10/13
CA 92114
379269
|
U.S. Bancorp Closed with explanation
(Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan servicing, payments, escrow account
|
2/9/13
CA 92114
313083
|
Green Tree Servicing, LLC Closed with explanation
(Timely)
| Mortgage (Second mortgage) Loan modification, collection, foreclosure
|
1/26/13
CA 92114
265245
|
Bank of America Closed with explanation
(Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
1/7/13
CA 92114
224260
|
Wells Fargo Closed with explanation
(Timely, Disputed)
| Mortgage (Other mortgage) Loan servicing, payments, escrow account
|
11/19/12
CA 92114
194125
|
Ocwen Closed with explanation
(Timely)
| Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
|
11/8/12
CA 92114
187826
|
Bayview Loan Servicing, LLC Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan servicing, payments, escrow account
|
11/6/12
CA 92114
185632
|
Bank of America Closed with non-monetary relief
(Timely, Disputed)
| Mortgage (Conventional fixed mortgage) Credit decision / Underwriting
|
10/27/12
CA 92114
180782
|
Bank of America Closed with explanation
(Timely, Disputed)
| Mortgage (Conventional fixed mortgage) Loan modification, collection, foreclosure
|
10/23/12
CA 92114
176664
|
Bank of America Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
10/18/12
CA 92114
174591
|
U.S. Bancorp Closed with explanation
(Timely)
| Bank account or service (Checking account) Problems caused by my funds being low
|
10/17/12
CA 92114
173766
|
Ocwen Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
9/28/12
CA 92114
161350
|
Bank of America Closed with explanation
(Not Timely, Disputed)
| Mortgage (FHA mortgage) Loan modification, collection, foreclosure
|
8/21/12
CA 92114
139106
|
Bank of America Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
8/15/12
CA 92114
136406
|
Capital One Closed with explanation
(Timely)
| Bank account or service (Checking account) Account opening, closing, or management
|
8/2/12
CA 92114
129289
|
Capital One Closed with explanation
(Timely)
| Credit card Forbearance / Workout plans
|
6/5/12
CA 92114
94669
|
Flagstar Bank Closed with explanation
(Timely)
| Mortgage (Other mortgage) Settlement process and costs
|
5/31/12
CA 92114
90517
|
JPMorgan Chase Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
5/30/12
CA 92114
88569
|
Wells Fargo Closed with explanation
(Timely)
| Mortgage (Other mortgage) Loan modification, collection, foreclosure
|
5/14/12
CA 92114
77106
|
Guild Mortgage Closed without relief
(Timely, Disputed)
| Mortgage (FHA mortgage) Settlement process and costs
|
5/10/12
CA 92114
43752
|
JPMorgan Chase Closed with relief
(Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan servicing, payments, escrow account
|
4/3/12
CA 92114
43754
|
JPMorgan Chase Closed with relief
(Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan servicing, payments, escrow account
|
4/3/12
CA 92114
43755
|
JPMorgan Chase Closed with relief
(Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan servicing, payments, escrow account
|
1/10/12
CA 92114
12071
|
Bank of America Closed without relief
(Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|
12/22/11
CA 92114
7636
|
Bank of America Closed without relief
(Not Timely)
| Mortgage (Conventional adjustable mortgage (ARM)) Loan modification, collection, foreclosure
|